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15K Venture! (And AmEx PRG)

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Anonymous
Not applicable

15K Venture! (And AmEx PRG)

All I can really say is wow. Didn't think I would score anything that high. Joined this board Jan 2015 with just three cap one platinum master cards with limits of $300, $500, and $750 with scores in the upper 500s and lower 600s. Now over a year and a half I have an arsenal of cards and all three of my scores broke 700s last week. The highest starting credit limit I've ever gotten was $2000 from Apple Barclays April 2015.

 

Also got the PRG since I felt like I was wasting money using my Delta Skymiles card for flights. I'll keep that for the baggage fees though as it's saved me $550 already this year. 

 

Well there's no other cards I need anytime soon so I'm guess I'll be gardening all these cards I've gotten over the past 1.5 years. I'm about to move in November and a few years after I that I plan on getting a house built so time to get my CR aged and perfected (still got 7-9 deliquent accounts across my CRs). All my baddies drop off 02/2020. So I got awhile. 

 

Have a great day people! Smiley Very Happy

Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: 15K Venture! (And AmEx PRG)

congrats

Message 2 of 14
JustBPatient
Established Contributor

Re: 15K Venture! (And AmEx PRG)

Congrats!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 3 of 14
Anonymous
Not applicable

Re: 15K Venture! (And AmEx PRG)

Congrats!! Nice SL. 

Message 4 of 14
Anonymous
Not applicable

Re: 15K Venture! (And AmEx PRG)

Congrats to you on the fine approvals and excellent SL on the Venture!  You've done very well in your rebuild - beautiful scores! Smiley Happy

Message 5 of 14
RonM21
Valued Contributor

Re: 15K Venture! (And AmEx PRG)

Congrats!!!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 6 of 14
Anonymous
Not applicable

Re: 15K Venture! (And AmEx PRG)

Gotta love that 15k approval!
Message 7 of 14
Anonymous
Not applicable

Re: 15K Venture! (And AmEx PRG)

Very nice SL, congrats

Message 8 of 14
Anonymous
Not applicable

Re: 15K Venture! (And AmEx PRG)

Thanks everyone!!! Smiley Happy

Message 9 of 14
Vegas4Play
Valued Contributor

Re: 15K Venture! (And AmEx PRG)

Congrats nice limit...you have time to garden, and let accounts age...while waiting for baddis to drop. Congrats again!!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 10 of 14
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