181 day CLI AmEx (Language revised for clarity)

Anonymous · ‎03-29-2019

So I got my 3xCLI at day 61. At day 181, I only got a 1.5x increase. But that brought me to 50% of income so I can’t complain! I guess the days of the double 3XCLI are now gone😥.

Marz2002 · ‎03-29-2019

YOU...

CONGRATS @Birdman7 on the Very Nice CLI!!!

stonedog23 · ‎03-29-2019

@Anonymous wrote:
So I got my 3XCLI at day 61. At day 181, I only got a 155% increase. But that brought me to 50% of income so I can’t complain! I guess the days of the double 3XCLI are now gone😥.

Am I missing something here? If you got a 155% increase at 181 days, isn’t that even more than double your current limit, which was already the 3X starting limit?

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years

Anonymous · ‎03-29-2019

Congrats on your CLI!!!

whats was your SL ? HOw much did you spent average ?

Anonymous · ‎03-29-2019

@stonedog23 No, I received a 3x (300%) increase at day 61, and now when I attempted another 3x (300%) CLI at day 161, they countered with a 1.5 (155%) of the then existing limit.
SL was 11% of income. 3x made 33%. now 1.5x is `50% of income. So, no, it's not quite double.

Anonymous · ‎03-29-2019

@VoltronM SL was 11% of income.
I spent 40% of SL in first 61 days and received 3x CLI.
I spent 40% of 1st CLI in first 181 days and received 1.5 for 2nd (181 day) CLI.
Further, my 181 day limit is 25% of what I've spent since I received the card.

stonedog23 · ‎03-30-2019

Ok, I was confused, you went from your increases to % of income. Now I see you were talking about a second 3X CLI, I read it as a double of the first 3X.

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years

pinkandgrey · ‎03-30-2019

Congrats! Great increase! Some people get the 3x every time and some people don’t. *shrug* lol

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Anonymous · ‎03-30-2019

@pinkandgrey: Lately AmEx has been doing CLDs and has not been doing full 3x CLIs. Sad.

Anonymous · ‎03-30-2019

Congratulations on your success!!