18yr old approved for first cards today

[Cmikul]

DD has been a AU on DW's Amex Platinum for about 2yrs and a AU on her CSP for 6yrs.

Finally decided to get her running on her own today.

Checked her FICO's TU was 719 and EX and EQ were in the 670-680 range.

No job....Claiming $12k/yr income.  

Her current monthly spend is in the $1200/mth range

Checked her Pre Quals....CreditMatch said she was only good for CSP and Freedom.  Checked Chase website and nada.

Checked Discover she was good for IT and CB.

Checked Amex and she was good for EDP and PRG

Hit the button on IT and EDP she got both at $2k each.

Picked those two for ease of CLI hopefully we can get her started early so she has a long history by the time she needs it to matter.

[Anonymous]

Congrats on DD both approvals and SL's!!!

[Anonymous]

I wish my parents had have done that for me. Lol. 

Congratulations!

[Anonymous]

Congrats! Cherish those babies!

[Marz2002]

You and DD...

CONGRATS on the Approvals and the Very Nice SLs!!!

[Marz2002]

---

@Anonymous wrote:

I wish my parents had have done that for me. Lol. 

Congratulations!

---

+1, AGREED!

[xaximus]

Congrats on the approvals!

[RickNATL]

Nice....Cap1 was a good starter for my 18yo also...

[pinkandgrey]

Congrats! That’s awesome! And the best part is that those cards will grow with her. She could very well have those for the rest of her life.