Got notification that my Capital One updated today, getting my scores back into the 650's.
NFCU Cash Rewards - Instant Approval - 16k limit
The girlfriend and I are stoked. After she has 2 inquiries fall off next month, she's applying, too. Her scores are 40 points higher than mine, with the same income and debt/income ratio. ^_^
THIS IS AWESOME.
Should I even go for the CLOC at this point?