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1st post and with good news

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Anonymous
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1st post and with good news

Hi everybody,

1st I just want to say how awesome all of the forums are. I have been way to shy and know I am know where near qualified to give advice to post anything. I have been reading others and cheering on everyone's success and feeling the struggles as well. I won't get into to much detail aside from (a few data points because I know ya'll like those). Overall, this past year has had ups and downs, and the downs have gotten me discouraged. I just wanted to drop in and say "there is hope and do NOT give up". Tonight I got approved for Amex Delta skymiles with $1000sl.

I am so excited, my credit goal was to get in with Amex.

Yesterday I applied for Paypal 2% and no go. I guess you could say my rebuild started November 2017 (I didn't even know I was rebuilding). Scores were super low somewhere between 440-520. I got Cap1 secured sl $200 in Nov and Dis secured $200 in April. My Credit Karma shot up today with no explanation Trans 698 and Eq695 (I know they're not Fico). I feel like this post is too long, if any more questions please just ask.

ps. I have 2 open collections and hella student loans (good standing).

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: 1st post and with good news

Congratulations!!! It sounds like it was well deserved!!! I wish I knew your FICO EX score. I want to app for that card to get my foot in the door. 😃
Message 2 of 10
Pikaboo-icu
Valued Contributor

Re: 1st post and with good news

Welcome to My Fico!!    000Welcome.gif

 

And WOOHOO good on you!

That's great Congrats!!!  000congrats.gif

 

Hope you stick around and post with us!!

 

CHEERS

  


Message 3 of 10
Anonymous
Not applicable

Re: 1st post and with good news

Congrats! So happy for your success! 

Message 4 of 10
19eighty5
Senior Contributor

Re: 1st post and with good news

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 5 of 10
Anonymous
Not applicable

Re: 1st post and with good news

Experian Fico 641 Transunion 633 Eq 619

Thank you so much.

Ps. I signed up for Rental Kharma about a week ago but it isn't on my report yet and I was trying the Amex pre qual site for a few weeks and nada until today.

Message 6 of 10
Anonymous
Not applicable

Re: 1st post and with good news

Thank you for the warm welcome.

Message 7 of 10
Anonymous
Not applicable

Re: 1st post and with good news

Aw, Thank you much. I appreciate it. I haven;t even told my husaband yet, but I had to tell someone lol

Message 8 of 10
AverageJoesCredit
Legendary Contributor

Re: 1st post and with good news

Hella good job and welcomeSmiley Happy
Message 9 of 10
Anonymous
Not applicable

Re: 1st post and with good news

👏Awesome!!!🎉
Message 10 of 10
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