2/3 Approvals back in with Citi retail side

[Anonymous514]

iib Costco card and Best Buy card in 2019 in the bankruptcy. Today applied for bestbuy had to verify address and a texted code came back offering visa or store card for 2k. Chose Visa lol. Said I wonder about Macys because I always buy from Macys and could really use the Macys card for the extra points I'm missing out on. Approved for 800$ it's ok that'll grow I shop Macys a lot. Kinda worried about AA from the Macys and Best Buy though because that's two products in one day. Granted one used Equifax the other Experian. I also got denied for a BOA because I was on a roll they pulled Experian only. Gonna garden for like ever now

[babygirl1256]

Congrats on your Citi approvals.

[DesertWanderer]

Congrats on your approvals.  Is the inquiries on your sig accurate?

[CYBERSAM]

Congrats on your Macy's Approval!🥂🤑👍

[Anonymous514]

No lol. Experian is 45 now. TransUnion is 41 Equifax is 41 

[CreditMagic7]

You should be fine. Another member @pip3man also got both Citi Retails recently with a BK/PR.

Even i just missed getting the Best Buy only because of a series of new one's applied for first.

Congratulations on the bounce back with Citi Retail card approvals!! WooHoo!

[Anonymous514]

@CreditMagic7 Do you think I should be ok as long as I garden now and don't act crazy with utilizations?

[CreditMagic7]

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@Anonymous514 wrote:

@CreditMagic7 Do you think I should be ok as long as I garden now and don't act crazy with utilizations?

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Absolutely. Let the dust settle awhile. 

[Anonymous514]

So it was actually that members post that inspired me when I saw how recent the bk was lol. 

[pip3man]

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@Anonymous514 wrote:

So it was actually that members post that inspired me when I saw how recent the bk was lol. 

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I tried to respond to the other post u tagged me but it appears to have been locked. Congrats on your approval, you'll be just fine with the AA concerns. If Macy's was not IIB, u should request a CLI starting on day 31. However, if they were included u may need to wait at least 90 days before an initial increase will be approved otherwise you'll be getting declined and cited for "previous unsatisfactory history with us."