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2 Apps and 2 Approvals in one day!

Regular Contributor

2 Apps and 2 Approvals in one day!

At first, I was a little uncertain of doing this but today i decided (with the help of a few MF'ers) to take on 2 cards that I have wanted all in the same day. Risky for me, but I did it, and I'm so happy with the outcome! Discover It approved me at $4,000 and the Amex BCE approved me at $2,000. Im really excited to be with both of these companies! They are lucky to have me as a customer too! I just hope they show better luv than Chase does at the moment!

Data Points!!!
TU-661, EX-661, EQ-737 Fico scores!
(1 medical collection on TU & EX that will fall off in January 2019)
AAoA-- 1 yrs 4 months,
Oldest Account--2 ys 7 months.
CHASE FU --$1500 (Always PIF )
CAP 1 QUICK1-- $400 ( $5 Balance )
Income $93,600

The ppl and the resources here at MyFico have been so beneficial to me. Thanks for making it easier, everyone!!
Message 1 of 17
16 REPLIES
Valued Contributor

Re: 2 Apps and 2 Approvals in one day!


@Tutheather22 wrote:
At first, I was a little uncertain of doing this but today i decided (with the help of a few MF'ers) to take on 2 cards that I have wanted all in the same day. Risky for me, but I did it, and I'm so happy with the outcome! Discover It approved me at $4,000 and the Amex BCE approved me at $2,000. Im really excited to be with both of these companies! They are lucky to have me as a customer too! I just hope they show better luv than Chase does at the moment!

Data Points!!!
TU-661, EX-661, EQ-737 Fico scores!
(1 medical collection on TU & EX that will fall off in January 2019)
AAoA-- 1 yrs 4 months,
Oldest Account--2 ys 7 months.
CHASE FU --$1500 (Always PIF )
CAP 1 QUICK1-- $400 ( $5 Balance )
Income $93,600

The ppl and the resources here at MyFico have been so beneficial to me. Thanks for making it easier, everyone!!

NICE!! Pretty awesome....nice income and great approvals...Smiley Happy

American Express Business Gold(NPSL 10k) AmexPlat (NPSL 35K) Chase CSP (25k) BofA CR Siggy (25k) BofA BBR (25k) Amex BCP(18k) Lowes (17K) Pier 1(15.5k) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) Venture WMC (10.25k) Hilton Honors Ascend (10K) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Overstock (10K) Discover(9.5k☝️) J Crew( 8.9k) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (7.5K) Fidelity® Rewards Visa Signature® Card (6.5K) Citi Diamond (6.5k) PenFed PCR (5K) Discover (4k✌️) Kohls (3k) Amex Everyday (1k)
Mortgage May 2017 - 2 Penfed auto loans May 2017

FICO 8 Scores EX 696(18) EQ 699(24)TU 712(20) AAOA 2.9yrs TCL=343,050
Message 2 of 17
Community Leader
Super Contributor

Re: 2 Apps and 2 Approvals in one day!

FantasticSmiley Happy. Use Amex well and your income will open the way to some great limitsSmiley Happy



Gardening since 8/1/18
Goal: LOLWUT/24



Message 3 of 17
Regular Contributor

Re: 2 Apps and 2 Approvals in one day!

Since my other 2 cards are still low i didnt think either one would give me over a 1,000 to be honest with you. I bank with Chase and they know my income and they still only started me off with $500. I had to ask for the increase last year bc that small limit was so hard to work with at Christmas. Lol! Ive been hoping they would give me another increase knowing my finances but they still havent budged it. I am excited to get in with Amex. It seems like they do give good credit increases from what i see on the forums.
Message 4 of 17
Established Member

Re: 2 Apps and 2 Approvals in one day!

Excellent. Nice job!
Message 5 of 17
Contributor

Re: 2 Apps and 2 Approvals in one day!

Congrats on the approvals! AMEX started me off with a 2K limits as well on the BCE and after the 61 days I was approved for the infamous 3X CLI. Couple months later I welcomed a shiny new ED card to the stable with a 4K limit. Just as an observation AMEX really seems to love when you swipe that card a bunch.

Message 6 of 17
Regular Contributor

Re: 2 Apps and 2 Approvals in one day!

Oh wow!!! Ive been so wrapped up in excitement about getting in with Amex that i forgot all about the 3xCLI! So, that would be 61 days from today, right? What about Discover? When is the first time i can ask for a credit increase with them?
Message 7 of 17
Regular Contributor

Re: 2 Apps and 2 Approvals in one day!

Oh and i just ranked up to New Contributor! All this excitement...i dont know how im going to sleep tonight!!! 🤗
Message 8 of 17
Contributor

Re: 2 Apps and 2 Approvals in one day!

Congratulations on you yourr success, OP! And congrats on your 'New Contributor ' status! 

Message 9 of 17
Valued Contributor

Re: 2 Apps and 2 Approvals in one day!

",,,,,,(1 medical collection on TU & EX that will fall off in January 2019)"

 

On July 2nd, you can TU, ask to speak to a supervisor, and ask if the Med Coll be removed early



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>8/2018 CCT EX 796 TU 811 EQ 806
You are only young once, but you can be immature forever
Message 10 of 17