Re: 2 Comenity CLI's approved instantly

Anonymous · ‎08-22-2018

It was a good last couple of days. Got approved for my 1st Discover and 1st Amex as mentioned in my other post.

Last night as my twice yearly time to update my income with my Cap1 and Comenity accounts.

Instantly approved for CLI on 2.
Overstock: $750 - $2.25k
NY&C: $650 - $1.15k
VS (last week): $960 - $1160.

I am surprised I use these as much as I do. Wife loves VS and NY&C. I like Overstock to furnish the house and my office.

Gokuva · ‎08-22-2018

Congrats on the CLI's!

American Express Blue Cash Preferred - $1,000 - 26.24% APR

Chase Sapphire Preferred $21,000 @ 18.24% APR

Chase Freedom Unlimited - $2,300 - 25.99% APR

Wells Fargo Platinum - $9,000 @ 15.74% APR

19eighty5 · ‎08-22-2018

Congratulations on the CLIs!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

xaximus · ‎08-22-2018

Congrats on the CLIs!

Scores - All bureaus 770 +
TCL - Est. $410K

Pikaboo-icu · ‎08-22-2018

Nicely done.. That's a good haul for a few clicks..

SweetCreditObsession · ‎08-22-2018

Congratulations! You may also call their customer service line and request an additional increase on both of them via the automated system aka robolady.

(+102) |

(+106) |

Anonymous · ‎08-22-2018

@SweetCreditObsession wrote:
Congratulations! You may also call their customer service line and request an additional increase on both of them via the automated system aka robolady.

Hoky smokes... that worked!!! Increased Overstock from $2,250 - $3,750 For NY&C, jumped a little bit, from $1,150 - $1,650

Thanks for that tib bit. I never knew that an robo lady could do that. I have always relied on human CSR's.

Anonymous · ‎08-22-2018

Congrats on CLI!

Anonymous · ‎08-23-2018

Dang... So i got the double CLI same day. Next day (this AM) see that Comenity (Overstock) did a HP of EQ... If I would have known, I wouldn't have asked for CLI. Now I have a basically pointless inq on EQ. Oh well.

Pikaboo-icu · ‎08-23-2018

@Anonymous wrote:
Dang... So i got the double CLI same day. Next day (this AM) see that Comenity (Overstock) did a HP of EQ... If I would have known, I wouldn't have asked for CLI. Now I have a basically pointless inq on EQ. Oh well.

Ouch!

Sorry to read that... It makes me a little nervous now too..

I did my cli's yesterday and received four total, 2 on Synch & 2 on Comenity. I have a couple more cards with both but chose NOT to ask for cli on those.

Nail biting now, hoping to not see a HP..

2 Comenity CLI's approved instantly

Get your FICO® Score for free

2 Comenity CLI's approved instantly