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2 Disco SP credit line increases

BlueSea
Valued Member

2 Disco SP credit line increases

I just decided to try a SP credit line increase since my credit score got updated to 709 on their app. My score has been very low last year less than 650 since  i've been carrying high balances on 3 0% APR cards. I tried from time to time but no go. Today was different.  My card was at 9000 and i was offered 4000! Accepted immediately. I also have Travel It which is actually older but at 4600. Offered 700. Took it. I'm hesitating to go for DD. Never done it. Since i have 2 increases i don't know which one to call  Smiley Happy 

Message 1 of 10
9 REPLIES 9
Saeren
Mega Contributor

Re: 2 Disco SP credit line increases

Congratulations!

 

Usually the DD doesn’t work on higher increases so I would call about the $700 one. Good luck! 🍀 





Message 2 of 10
BlueSea
Valued Member

Re: 2 Disco SP credit line increases

I really followed your advice Saeren and called the card with the smaller increase and got another $1000. I really appreciate it. Really happy now. Total CLI $5700 today from Discover Smiley Happy

Message 3 of 10
Saeren
Mega Contributor

Re: 2 Disco SP credit line increases

Congrats @BlueSea, great day indeed! Smiley Very Happy





Message 4 of 10
M_Smart007
Epic Contributor

Re: 2 Disco SP credit line increases

So If I read Correctly, 3 IncreasesSmiley Happy

Message 5 of 10
ItsPossible
Valued Contributor

Re: 2 Disco SP credit line increases

Congrats on the initial CLIs and the DD increase!!!!!

 

Yes, always do the DD. I haven't done it in the past and believe I have left tons of money on the table. I did it for the first time a couple of days ago and am kicking myself for not doing it before because it was so easy!!! 

"Hover mouse over cards to see CL and APR info"


Message 6 of 10
AverageJoesCredit
Community Leader
Mega Contributor

Re: 2 Disco SP credit line increases

CongratsSmiley Happy I wish i could be a cool kid and get DD Smiley Wink
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 7 of 10
ItsPossible
Valued Contributor

Re: 2 Disco SP credit line increases


@AverageJoesCredit wrote:
CongratsSmiley Happy I wish i could be a cool kid and get DD Smiley Wink

ACJ - You're cool no matter what!Smiley Happy

"Hover mouse over cards to see CL and APR info"


Message 8 of 10
19eighty5
Senior Contributor

Re: 2 Disco SP credit line increases

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 9 of 10
ICYUNVME
Regular Contributor

Re: 2 Disco SP credit line increases

Congrats on the CLI. That's awesome to get $5.7k. Good for you. Hopefully I'm next. Lol.
Message 10 of 10
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