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Congrats on your new cards
@Anonymous wrote:
Citi DC - Pulled EX, Called me a day later after getting the 7-10 day message. Had to verify my identity. Approved for $4k at the lowest APR. 4k is low for me but I do have a $15k TYP Card with them. Just got the CLI on that one too... so I’m happy. Came with a $1000/$100 spend bonus. Those always make me happy.
Second approval was for State Farm ... whatever one the Rewards Card is. Pulled TU. Applied for both since I knew the pulls would merge. The Low Rate one was denied and I was told “it looks like you made a duplicate application so we cancelled it” lol. Ok. The rewards one was approved for $10k. I’ll take it. Not the best but not the worst. Decent SL.
Fico 08 around 750-770 depending on which one. Currently at 1% Utili with a lot of INQ’s but only 4 on TU and 2 on EX for the past 6 mo. Income 113k.
Any other info wanted just ask. Hope this helps someone.
As always.... even tho I have been absent lately... this place rocks and is so helpful, from the rebuilding stage to even after you are done and have great credit again. Always full of info and knowledge is power, right?
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Congrats on your two approvals!!
If you bank with State Farm (their checking is free) they have a redemption bonus when deposting into their accounts