So I've been hitting that CLI button on all my Synchrony accounts (CareCredit, PayPal, Amazon Store Card) a few times a month since I got the cards in September. I know, I'm impatient. My scores recently crossed over 700 (FICO 700 Achievement Unlocked!) and they updated on my Synch accounts, so I figured I'd try again today.
First was CareCredit. I owe $473/$1,000 and got an increase for $1,800. I asked for $1,500 so yay!
Then I tried PayPal: I owe $100/$300, asked for $800, and got denied....
1 out of 2 ain't bad, so I tried my Amazon Store Card: I owe $0/$800, asked for $1,500, approved for $1,500!
I know these are baby increases, but I'll take them at the moment. I'm in no rush and am just happy to be getting any CLI's right now.
One question: Can I call the overseas number and try to get a CLI on the PayPal one? I don't know why they started me so low and won't increase it when they did for the other ones? Any advice is greatly appreciated!
Congrats on the 700's. And the CLI
@jbsilva21 wrote:Congrats on the approvals, but be careful with Synchrony. You don't want to scare them as I did and had to learn the hard way. Let the ones you have season a while and congrats on the 700 achievement.
What exactly did you do to scare them? I've heard of the blue envelope of death lol so I'm curious to hear what happened to you.
Congrats. Every Sync card has different underwriting. I got $300 on PP MC 2% and they wouldnt 8ncrease for nothing. 3 months in they auto increased to 1050. Called CS recently snd looks like im not getting any more soup. Just give it time
Congrats on both approvals! Just be careful with Synchrony and the excessive requests
Congrats on your CLI’s👍👍
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Congrats on growing those limits 
Nicely done on the CLI's!
Congrats on hitting the 700 FICO Mark! My next goal is 675 but it really is crossing that 700 mark as well
