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2 USAA CLIs, 1 Inquiry ... Anyone else?

fullstackdev
Frequent Contributor

2 USAA CLIs, 1 Inquiry ... Anyone else?

Hey Everyone,

 

I recently received CLIs on two of my USAA cards. My Cash Rewards AMEX went from $1,000 to $3,000 and my Cash Rewards VISA went from $5,000 to $10,000. I opened both cards around 6 months ago. Called in on for a CLI on the AMEX on 7/29 and they pulled my Equifax. Called in on 8/8 for the VISA and there's still no inquiry even though the rep warned they would pull my credit. I check my credit reports using AMEX Credit Secure service. Anyone else have this experience? I'm hoping to get a third CLI on another card that just crossed the 6-month mark if they're using a single pull for multiple requests.

 

Thanks

Mar 2017: EQ 733 80 INQ | TU 768 42 INQ | EX 755 80 INQ || AMEX PRG | AMEX BGR | USAA Rewards VS $17K | USAA NAMF AMEX $15K | SECU Visa $10K | Cap1 V1 (AU) $45.75K | AMEX BCE (AU) $10K | Marvel MC $25K | Walmart MC $10K | Freedom $12.2K | USAA Cash Rewards VS $18K | Walmart SC $25K | PENFED CR $9K | AMEX EDP $24K | Banana Republic SC $10K | MECU $10K | Amazon SC $25K | Barclays Apple Rewards $10K | J. Crew $13.6K | Cap1 PlayStation $3K | Cap1 QS1 $2.6K | Business: AMEX Green NPSL | AMEX SimplyCash $2K | AMEX Blue for Business $3K | Cap1 Spark Visa $7.5K | Amazon Rev. $2.5K | Amazon PIF (No PG) $1K | Walmart (No PG) $2.5K | Chase Marriott Business $30K | Chase Ink $14K
Message 1 of 6
5 REPLIES 5
UFGuy2006
Established Contributor

Re: 2 USAA CLIs, 1 Inquiry ... Anyone else?

Interesting. I know you could request a CLI on two cards on the same day with a merged inquiry but did not know you could do this many days apart. Maybe you got luck? Congrats :-)

FICO: EX: 754 (5/20); TU: 814 (7/20); EQ 768 (7/20)
Affinity Cash Rewards Visa Signature | Alliant Rewards Visa Signature | Amex Rose Gold | Amex Green | Amex Schwab Platinum | Amex Blue Business | Amex Blue Business Cash | Amex Cash Magnet | Amex Lowes Business | Apple World Mastercard | AOD FCU Cash Visa Signature | BBVA Clearpoints Visa | BBVA Select Visa Signature | Capital One Quicksilver | Chase Amazon Prime Visa Signature | Chase Freedom Flex World Elite Mastercard | Discover IT More Pride | Macys American Express | NFCU Cash Rewards World Mastercard | Penfed Pathfinder Rewards Amex | RBFCU Cash Rewards Platinum Mastercard | SSFCU Power Travel Rewards World Mastercard | USAA Cash Rewards American Express | USAA Limitless Rewards Platinum Visa | US Bank Business Cash Rewards World Elite Mastercard | Venmo Visa Signature
Message 2 of 6
UncleB
Moderator

Re: 2 USAA CLIs, 1 Inquiry ... Anyone else?


@UFGuy2006 wrote:

Interesting. I know you could request a CLI on two cards on the same day with a merged inquiry but did not know you could do this many days apart. Maybe you got luck? Congrats :-)


+1

 

If you were able to get a CLI on the second card on a different day without a new HP I would consider that an exception and definitely not the rule, at least based on what others have experienced.  Smiley Wink

 

In any case, congrats on the CLIs!  Smiley Very Happy

Message 3 of 6
Super_AL
Valued Contributor

Re: 2 USAA CLIs, 1 Inquiry ... Anyone else?


@fullstackdev wrote:

Hey Everyone,

 

I recently received CLIs on two of my USAA cards. My Cash Rewards AMEX went from $1,000 to $3,000 and my Cash Rewards VISA went from $5,000 to $10,000. I opened both cards around 6 months ago. Called in on for a CLI on the AMEX on 7/29 and they pulled my Equifax. Called in on 8/8 for the VISA and there's still no inquiry even though the rep warned they would pull my credit. I check my credit reports using AMEX Credit Secure service. Anyone else have this experience? I'm hoping to get a third CLI on another card that just crossed the 6-month mark if they're using a single pull for multiple requests.

 

Thanks


Congratulations to you!...Thanks for sharing.Smiley Wink

Smiley Happy (BANK OF AMERiCA CA$H REWARD$ ViSA SiGNATURE) (CHASE AMAZON ViSA SiGNATURE) (CAPiTAL ONE QUiCKSiLVER ViSA SiGNATURE) (CiTi DOUBLE CA$H WORLD MASTERCARD) (BARCLAYCARD UPROMiSE WORLD MASTERCARD) (SYNCHRONY MARVEL MASTERCARD) (AMERiCAN EXPRESS BLUE CA$H EVERYDAY) (DiSCOVER iT NHL)
Message 4 of 6
fullstackdev
Frequent Contributor

Re: 2 USAA CLIs, 1 Inquiry ... Anyone else?

Thanks everyone!

Mar 2017: EQ 733 80 INQ | TU 768 42 INQ | EX 755 80 INQ || AMEX PRG | AMEX BGR | USAA Rewards VS $17K | USAA NAMF AMEX $15K | SECU Visa $10K | Cap1 V1 (AU) $45.75K | AMEX BCE (AU) $10K | Marvel MC $25K | Walmart MC $10K | Freedom $12.2K | USAA Cash Rewards VS $18K | Walmart SC $25K | PENFED CR $9K | AMEX EDP $24K | Banana Republic SC $10K | MECU $10K | Amazon SC $25K | Barclays Apple Rewards $10K | J. Crew $13.6K | Cap1 PlayStation $3K | Cap1 QS1 $2.6K | Business: AMEX Green NPSL | AMEX SimplyCash $2K | AMEX Blue for Business $3K | Cap1 Spark Visa $7.5K | Amazon Rev. $2.5K | Amazon PIF (No PG) $1K | Walmart (No PG) $2.5K | Chase Marriott Business $30K | Chase Ink $14K
Message 5 of 6
Vegas4Play
Valued Contributor

Re: 2 USAA CLIs, 1 Inquiry ... Anyone else?

Congrats on your CLI's !!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
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