Re: nfcu flagship 25k approval !!!! - myFICO® Forums - 5655032

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Today is 91 days from last card
Just apped for a second card and was instant approved for 25k

Update on my cli request on first card with nfcu that went to review Logged into my account and my available credit is now $20,600 from $9,600
A total increase of 36k in one over night
My DP I am building credit
2 inq only and one navy card that has $9600
plus second one form today
And 2 AU cards in good standing
fico TU 776
1% utilization
$ 145,000 income

Thanks for my brother that sponsored me into nfcu only 92 ago
I think what made it work I am AU on is nfcu with a 25k

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12 REPLIES 12

Congrats on your approval and killer SL!! Navy rocks!!

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Congrats on the second nfcu cc approval!

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Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

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That’s an awesome starting limit! Way to go!

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A Big Congrats to You!!!,

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Congrats on the new card and CLI! Navy is awesome!!!

CapOne Platinum Secured | $500

BOA Customized Cash Rewards Visa Platinum Plus | $300

SDFCU Platinum Rewards Secured | $250

Discover it Chrome | $1,000

NFCU Cash Rewards | $22,500

NFCU More Rewards AmEx | $18,000

NFCU Platinum | $5,500

AmEx Hilton Honors Aspire | $3,100

Discover it Cash Back | $4,000

PayPal Mastercard | $1,700

Synchrony CareCredit | $12,000

AmEx Delta Platinum | $1,000

AmEx Blue Cash Preferred | $1,000

AmEx Bonvoy Brilliant | $3,100

Home Depot | $15,500

GS Apple Card | $1,350

FNBO Evergreen Rewards Visa | $15,000

Macy’s AmEx | $7,800

Verizon Visa | $2,500

AxEx Gold | NPSL

Navy Federal CU Refinance | $23,492 @ 5.29%

Capital One Auto Finance | $14,068 @ 9.12%

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Very nice! Huge congrats

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO

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What’s my chance with A third card ?

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GO NAVY! Congrats ! ! !

Bank of America Cash Rewards Visa Signature : 8/17 : $11.2K APR 18.99%

SYNCB - Amazon Prime Store Card : 9/17 : $5K APR 28.24%

Synchrony Car Care : 9/17 APR 29.99%: $2.5K

Synchrony - Conoco : 9/17 : $1.55K APR 29.24%

Discover It : 10/17 : $4.1K APR 20.24%

American Express Everyday Cash : 7/18 : $20K APR 18.74%

Citi Bank Double Cash World Elite MasterCard : 8/18 : $6.5K APR 3.99%

NFCU : 9/18 : $1K APR 13.99%

PenFed : 9/18 : OLOC $500

NFCU Flagship Rewards Signature Visa : 11/18 : $25K APR 9.99%

Chase Sapphire Preferred Visa Signature : 10/19 : $8.2K APR 19.99%

PenFed Gold Visa Signature : 03/20 : $7.5K APR 16.49%

Bank of America Amtrak Guest Rewards Platinum Mastercard : 11/20 : $8K APR 18.99%

Synchrony Bank - CareCredit: 12/20 : $4K APR 26.99%

Synchrony Bank - Lowes: 7/21 : $7K APR 25.99%

Chase Freedom Unlimited Visa Signature : 10/21 : $12.3K APR 19.99%

NFCU : 08/21 : Subaru Used Car Loan

U.S. Bank Cash+ Visa Signature

Chase Freedom Flex

Chase Southwest Airlines Rapid Rewards Priority Visa Signature

Amazon Prime Rewards Visa Signature

USAA Preferred Cash Rewards Visa Signature Card

Graph of Days Until Next Spade

Garden Goal Chart

Garden Club Spade

Your FICO credit scores are not just numbers, it’s a skill.

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