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2 new approvals and 2 CLI denials

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paulbrapp
New Contributor

2 new approvals and 2 CLI denials

I'll never figure out how they make there decisions.  Asked PSECU for a cli on my 2k card...denied  Asked USAA for a cli on my 7k world MC...denied

 

Applied for discover it ... approved $1200

Applied for USAA cash reward AMEX... approved $8500

 

haha again I have no idea how their process works

Message 1 of 10
9 REPLIES 9
dodgeball
Established Contributor

Re: 2 new approvals and 2 CLI denials

congrats, and yes that is wierd

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 2 of 10
Iincognito
Regular Contributor

Re: 2 new approvals and 2 CLI denials


@paulbrapp wrote:

I'll never figure out how they make there decisions.  Asked PSECU for a cli on my 2k card...denied  Asked USAA for a cli on my 7k world MC...denied

 

Applied for discover it ... approved $1200

Applied for USAA cash reward AMEX... approved $8500

 

haha again I have no idea how their process works


Perhaps PSECU and USAA are only willing to extend so much credit while Discover.... wait, approved for a USAA Amex, but denied on an existing USAA card. Odd.

Message 3 of 10
paulbrapp
New Contributor

Re: 2 new approvals and 2 CLI denials

Crazy I know. I'm going to call them in the morning and see what the deal. Psecu I already sent a recon letter to the credit committee so my status is pending again.
Message 4 of 10
paulbrapp
New Contributor

Re: 2 new approvals and 2 CLI denials

Discover card showed up today... Gotta say that is a pretty wild card. Psecu recon still denied. I'll try again in a few months
Message 5 of 10
LS2982
Mega Contributor

Re: 2 new approvals and 2 CLI denials

Do you bank with PSECU paul?



EQ FICO 548 3/3/16
Message 6 of 10
paulbrapp
New Contributor

Re: 2 new approvals and 2 CLI denials

Just a savings account. Transfer money over from usaa to cover my visa but thats about it
Message 7 of 10
LS2982
Mega Contributor

Re: 2 new approvals and 2 CLI denials

I find that banking with them gives you more access to their awesome credit products. I have a 12K Visa with them.



EQ FICO 548 3/3/16
Message 8 of 10
paulbrapp
New Contributor

Re: 2 new approvals and 2 CLI denials

I've been debating moving more money through there. Maybe I'll put a few more dollars in there this month and use my atm card a few times. Usaa is so easy I don't feel the need to make the switch
Message 9 of 10
chnceit
Valued Contributor

Re: 2 new approvals and 2 CLI denials

Congrats on your approval and CLI

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 10 of 10
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