Re: 2019 Credit-giving spree - myFICO® Forums - 5825739

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Lenders have always been kind to me in November. I stepped out of the garden to test the waters with my existing lenders. Thankfully, all obliged and extended additional credit. These approvals made it easier for me to accept closing/consolidating 5 other accounts.

Update 12/9: My unicorn, BofA, finally granted me CLI love 🤩🤩

Approvals

Penfed Promise Visa: 15K (no POI / no recon)
AMEX Green: 45k MRs
PLOC with local CU: 20k (POI provided)

CLIs

Discover: 2.5k CLI (SP) and extra 3% CB bonus for 6 months
CU Visa: 3k auto-CLI
Early stocking stuffer: BofA: 5k CLI (SP)

Other DPs: Average CL 12k. Above average income for region. Good DTI with a revolving debt utilization of 2% or less.

...and back to the garden I go to reach My Garden Goal in 2020 and grow my average CL closer to 20k 👍.

~~MMXX~~
2024 Goal$
2023 Goal$
FICOs 760+

Message 1 of 10

9 REPLIES 9

Congratulations on your CLIs and approvals!

Message 2 of 10

Good stuff

always nice to be able to twerk the profile once in awhile

.

Message 3 of 10

You have been busy, Congrats!!!

Message 4 of 10

@AverageJoesCredit wrote:
Good stuff always nice to be able to twerk the profile once in awhile.

AJC?

Message 5 of 10

Congratulations!

CapOne Platinum Secured | $500

BOA Customized Cash Rewards Visa Platinum Plus | $300

SDFCU Platinum Rewards Secured | $250

Discover it Chrome | $1,000

NFCU Cash Rewards | $22,500

NFCU More Rewards AmEx | $18,000

NFCU Platinum | $5,500

AmEx Hilton Honors Aspire | $3,100

Discover it Cash Back | $4,000

PayPal Mastercard | $1,700

Synchrony CareCredit | $12,000

AmEx Delta Platinum | $1,000

AmEx Blue Cash Preferred | $1,000

AmEx Bonvoy Brilliant | $3,100

Home Depot | $15,500

GS Apple Card | $1,350

FNBO Evergreen Rewards Visa | $15,000

Macy’s AmEx | $7,800

Verizon Visa | $2,500

AxEx Gold | NPSL

Navy Federal CU Refinance | $23,492 @ 5.29%

Capital One Auto Finance | $14,068 @ 9.12%

Message 6 of 10

Nice run, congrats on all !

Message 7 of 10

YOU...

CONGRATS @Namaste7 on your AWESOME approvals and CLIs - That's how it's DONE!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+

Message 8 of 10

@AverageJoesCredit wrote:
Good stuff always nice to be able to twerk the profile once in awhile.

AJC, that's TOO FUNNY!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+

Message 9 of 10

@Marz2002 wrote:
@AverageJoesCredit wrote:
Good stuff always nice to be able to twerk the profile once in awhile.
AJC, that's TOO FUNNY!!!

AJC is hilarious 🤣 😂🤣

Thanks to everyone who responded!!!

~~MMXX~~
2024 Goal$
2023 Goal$
FICOs 760+

Message 10 of 10