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2019 Keep Chuggling along

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zerofire
Valued Contributor

Re: 2019 Keep Chuggling along

Any new available credit that you want is good credit. However I do have to caution you that it mighty be a good idea to spend some time, sit down, and figure out how your credit lines are working for you. I do see that you got lots of recent store credit and while it is ok it might be better to use a major card instead in some cases. Consider it an annual review for your benefit. I just say this because I have applied for some store cards in the past that after review I both never used the card and the rewards were worse than the cash back.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Unlimited Cash Rewards WMC, Customized Cash Rewards WMC, Customized Cash Rewards VSC), Capital One Savor WEMC, Chase (Amazon Prime VSC, Freedom Flex WEMC [x2], Freedom Unlimited VC), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC(Suspended), Discover It DC, FNBO Ducks Unlimited VSC, GBank VSC, PenFed (Platinum Rewards VSC, Pathfinder Rewards VSC), Santander Ultimate Cash Back WMC, Synchrony PayPal Cashback WMC, UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Pick n Save/Metro Market WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 11 of 12
Hockeypnc1
Established Contributor

Re: 2019 Keep Chuggling along


@padme wrote:

No new prime cards for me, but Discover gave my a $500 quarterly CLI, havent got one in a while. Hit Macy up for a store type card, got the Amex one only $500. Heard about the Ikea projext card, 6k there. not much more i can do right now, still rebuilding. Newbies dont give up




Quarterly increase? Never heard of such a thing. Have been with Discover since 9-2017 and only got one auto increase. Every other increase that I asked for has been denied. 
Message 12 of 12
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