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2019 Keep Chuggling along

Valued Contributor

Re: 2019 Keep Chuggling along

Any new available credit that you want is good credit. However I do have to caution you that it mighty be a good idea to spend some time, sit down, and figure out how your credit lines are working for you. I do see that you got lots of recent store credit and while it is ok it might be better to use a major card instead in some cases. Consider it an annual review for your benefit. I just say this because I have applied for some store cards in the past that after review I both never used the card and the rewards were worse than the cash back.

TU:837 09/19/23 Bank of America--EX: 841 09/20/23 Experian--EQ:832 09/21/23 myFICO--Gardening since N/A
Bank of America (Unlimited Cash Rewards WMC, Customized Cash Rewards WMC, Customized Cash Rewards VSC), Capital One Walmart WMC, Chase(Amazon Prime VSC, Freedom Flex WEMC [x2], Freedom Unlimited VC), Citi Dividend MC, Citizens GreenSense WMC, Curve WEMC, Discover It C, FNBO Ducks Unlimited VSC, PenFed (Platinum Rewards VSC, Pathfinder Rewards VSC), Synchrony PayPal Cashback MC, UMB Simply Rewards VC[Milford Federal], US Bank (Altitude Go VSC, Cash+ VSC [x2], Pick n Save/Metro Market WEMC)
Wishlist: AAA Daily Advantage Visa, AOD Signature, Bellco Colorado Rewards, Citi Custom Cash, EBates, Nusenda Platinum Cash Rewards, Ollo Optimum, Redstone Signature, Security Service Power Travel Rewards, Vantage West Connect Rewards
Message 11 of 12
Established Contributor

Re: 2019 Keep Chuggling along

@padme wrote:

No new prime cards for me, but Discover gave my a $500 quarterly CLI, havent got one in a while. Hit Macy up for a store type card, got the Amex one only $500. Heard about the Ikea projext card, 6k there. not much more i can do right now, still rebuilding. Newbies dont give up

Quarterly increase? Never heard of such a thing. Have been with Discover since 9-2017 and only got one auto increase. Every other increase that I asked for has been denied. 
Message 12 of 12
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