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2019 Keep Chuggling along

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zerofire
Valued Contributor

Re: 2019 Keep Chuggling along

Any new available credit that you want is good credit. However I do have to caution you that it mighty be a good idea to spend some time, sit down, and figure out how your credit lines are working for you. I do see that you got lots of recent store credit and while it is ok it might be better to use a major card instead in some cases. Consider it an annual review for your benefit. I just say this because I have applied for some store cards in the past that after review I both never used the card and the rewards were worse than the cash back.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Customized Cash Rewards VSC, Customized Cash Rewards WMC{PT}, Unlimited Cash Rewards WMC{PT}), Capital One (Discover It DC, Savor WEMC), Chase (Amazon Prime VSC, Freedom Flex WEMC [x2], Freedom Unlimited VC{PT}), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC{S}, FNBO Ducks Unlimited VSC, GBank VSC, PenFed Pathfinder Rewards VSC, Santander Ultimate Cash Back WMC, Synchrony PayPal Cashback WMC, UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Kroger Rewards WEMC, Pick n Save/Metro Market Rewards WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 11 of 12
Hockeypnc1
Established Contributor

Re: 2019 Keep Chuggling along


@padme wrote:

No new prime cards for me, but Discover gave my a $500 quarterly CLI, havent got one in a while. Hit Macy up for a store type card, got the Amex one only $500. Heard about the Ikea projext card, 6k there. not much more i can do right now, still rebuilding. Newbies dont give up




Quarterly increase? Never heard of such a thing. Have been with Discover since 9-2017 and only got one auto increase. Every other increase that I asked for has been denied. 
Message 12 of 12
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