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25K Aproval - Shocked!

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Madein84
Valued Member
‎01-27-2019 04:27 PM
‎01-27-2019 04:27 PM

25K Aproval - Shocked!

I applied for a Navy Federal Cash rewards card and was expecting to be denied. I have been a member for a few months, and used the account much.

The highest CL i have with my other cards it 5K. The highest I have had in the past is 10K. So i was extremely surprised to be approved for 25K instantly.

My FICO score is in the mid 600s so I truly and shocked by this aproval with such a high limit.


Starting Score 8/26/18: FICO8 EQ:601 TU:611 EX:618
Current Score 4/1/2019: FICO8 EQ:739 TU:715 EX:680
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 1 of 12
11 REPLIES 11
AverageJoesCredit
Legendary Contributor
‎01-27-2019 04:30 PM
‎01-27-2019 04:30 PM

Re: 25K Aproval - Shocked!

Wow! Indeed only Navy can continue to shock and awe but as we know score is less important than dti and income. Fantastic job and enjoy that Monster LimitSmiley Happy
Message 2 of 12
Anonymous
Not applicable
‎01-27-2019 04:33 PM
‎01-27-2019 04:33 PM

Re: 25K Aproval - Shocked!

@AverageJoesCredit wrote:
Wow! Indeed only Navy can continue to shock and awe but as we know score is less important than dti and income. Fantastic job and enjoy that Monster LimitSmiley Happy

Indeed! Well said, AJC.

Congratulations! M84 on your amazing SL.

Message 3 of 12
Cred4All
Valued Contributor
‎01-27-2019 04:58 PM
‎01-27-2019 04:58 PM

Re: 25K Aproval - Shocked!

Congrats on the approval!


Message 4 of 12
MartyWrite75
Valued Contributor
‎01-27-2019 05:03 PM
‎01-27-2019 05:03 PM

Re: 25K Aproval - Shocked!

This is AWESOME!  Congratulations on your massive approval yet!  

April 2024: Experian 772; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 5 of 12
SFLSpotter9210
Valued Contributor
‎01-27-2019 05:21 PM
‎01-27-2019 05:21 PM

Re: 25K Aproval - Shocked!

Congratulations on your approval and SL 😎.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 6 of 12
CreditInspired
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎01-27-2019 05:30 PM
‎01-27-2019 05:30 PM

Re: 25K Aproval - Shocked!

Hallelujah OP. A big congratulations on a humongous SL.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 7 of 12
Anonymous
Not applicable
‎01-27-2019 05:49 PM
‎01-27-2019 05:49 PM

Re: 25K Aproval - Shocked!

Congrats on your approval and Monster SL !!!

Navy Strikes again !!!!

 

 

 

 

Message 8 of 12
Anonymous
Not applicable
‎01-27-2019 08:50 PM
‎01-27-2019 08:50 PM

Re: 25K Aproval - Shocked!

With a monster SL like that you must have some great income and low DTI, congrats! 🎊 

Message 9 of 12
Anonymous
Not applicable
‎01-27-2019 08:54 PM
‎01-27-2019 08:54 PM

Re: 25K Aproval - Shocked!

Congrats on your NFCU Cash Rewards approval and monster SL! Smiley Very Happy

Message 10 of 12
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