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2nd AMEX approval!

Auto Loans for ANY Credit Situation. Immediate Response.
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Frequent Contributor

Re: 2nd AMEX approval!


@doredeb wrote:

@Shooting-For-800 wrote:

and you probably would have gotten a $20k card from Cap One also.

 

Congrats.


Probably...but they would have hard pulled all three bureaus.  No thanks. 🙄


 


yeah right. 20k from cap1 after 2 years, 3 hard pulls, and countless CLI attempts lol.     Smiley Wink

Fico 08 TU 680 EQ 682 EX 680 (4/05/18)
Fico 08 TU 668 EQ 656 EX 671 (1/13/18)
FICO 08 TU 533 EQ 512 EX 522 (2/6/17)
1 collection charge off paid April '17 ($500 GTE FCU) went over 120+ days late on it account closed. PIF to CA

NFCU Cash Rewards-$2800 (1/13/18), USAA Classic Platinum Visa-$1000 (1/13/18), Discover IT-$10,000! (1/13/18), AMEX BCE-$1000 (1/13/18), AMEX Blue Delta SkyMiles-$1000 (1/13/18), Care Credit-$7500(1/13/18), Cap1 Platinum Preferred-$1500 (1/15/18), Wal-Mart $5000 as of Nov '17 (SL $200 July '17), Dillards $1000 July '17, Several rebuilder cards closed not listed
Message 11 of 20
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Valued Contributor

Re: 2nd AMEX approval!


@doredeb wrote:

@Shooting-For-800 wrote:

and you probably would have gotten a $20k card from Cap One also.

 

Congrats.


Probably...but they would have hard pulled all three bureaus.  No thanks. 🙄


 

Rebuild started in 2014  -  $100k+ unsecured credit in 2017  -  $350k+ unsecured credit in 2020.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

5% Rotating - Discover                       5%-20% - Amazon & Lowes                  3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything Else - Flagship             1% Cancer Charity - Fifth Third             0% Finance Promos - PenFed & Capital One





           
Message 12 of 20
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Valued Contributor

Re: 2nd AMEX approval!


@Roy21 wrote:

@doredeb wrote:

@Shooting-For-800 wrote:

and you probably would have gotten a $20k card from Cap One also.

 

Congrats.


Probably...but they would have hard pulled all three bureaus.  No thanks. 🙄


 


yeah right. 20k from cap1 after 2 years, 3 hard pulls, and countless CLI attempts lol.     Smiley Wink


People with Ficos above 700 and a history with Cap One get $20k - $30k SLs all the time.

 

I got $30k SL with 700 average Fico.

 

So... YEAH, IT IS RIGHT!

Rebuild started in 2014  -  $100k+ unsecured credit in 2017  -  $350k+ unsecured credit in 2020.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

5% Rotating - Discover                       5%-20% - Amazon & Lowes                  3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything Else - Flagship             1% Cancer Charity - Fifth Third             0% Finance Promos - PenFed & Capital One





           
Message 13 of 20
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Frequent Contributor

Re: 2nd AMEX approval!

NICE!



Current Scores Jul 2019 – FICO 8
Message 14 of 20
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Regular Contributor

Re: 2nd AMEX approval!

Congrats on a nice approval and a big SL!
Message 15 of 20
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Regular Contributor

Re: 2nd AMEX approval!


"...and in less than 15 seconds was approved - with a 20K limit. Added bonus - no hard pull"

 

Congrats on the approval and SL!

 

I always forget its only a SP for current card holders. I am wanting to app for the Gold card one of these days!

 

 

 

 


 






Message 16 of 20
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Regular Contributor

Re: 2nd AMEX approval!

First off Congrats on the Amex card and Nice SL! Second I can relate to your frustration with CAp one! I had a Auto loan with them for 30k paid off 3 years , a Motorcyle loan 20k paid off this year and 1 card QS at 500$ from over a year ! Never a increase and no other offers while my Credit is almost 800 fico8 and utl 1% and 6 other Tradllines all between 6k to 35k . What a joke im about to close the account just wasnt trying to effect my score by closing it !

Message 17 of 20
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New Contributor

Re: 2nd AMEX approval!


@ironchef wrote:

First off Congrats on the Amex card and Nice SL! Second I can relate to your frustration with CAp one! I had a Auto loan with them for 30k paid off 3 years , a Motorcyle loan 20k paid off this year and 1 card QS at 500$ from over a year ! Never a increase and no other offers while my Credit is almost 800 fico8 and utl 1% and 6 other Tradllines all between 6k to 35k . What a joke im about to close the account just wasnt trying to effect my score by closing it !


EXACTLY.  

Message 18 of 20
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Community Leader
Mega Contributor

Re: 2nd AMEX approval!

CongratsSmiley Happy

Amazingly not one person has asked which card were you approved for? Which card did you get, lol? Any data points you can share may help the next member who hates Cap One but loves Amex Smiley Wink
Message 19 of 20
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Frequent Contributor

Re: 2nd AMEX approval!

calm down. its a joke. do you work for them or something? dont get your feelings hurt. and just because you got 30k means nothing. read on here enough, and youll learn 2 people can have the same exact profile and one can end up with 1k and one may get 30k. luck of the draw with cap1. no rhyme or rhythm to their game.

Fico 08 TU 680 EQ 682 EX 680 (4/05/18)
Fico 08 TU 668 EQ 656 EX 671 (1/13/18)
FICO 08 TU 533 EQ 512 EX 522 (2/6/17)
1 collection charge off paid April '17 ($500 GTE FCU) went over 120+ days late on it account closed. PIF to CA

NFCU Cash Rewards-$2800 (1/13/18), USAA Classic Platinum Visa-$1000 (1/13/18), Discover IT-$10,000! (1/13/18), AMEX BCE-$1000 (1/13/18), AMEX Blue Delta SkyMiles-$1000 (1/13/18), Care Credit-$7500(1/13/18), Cap1 Platinum Preferred-$1500 (1/15/18), Wal-Mart $5000 as of Nov '17 (SL $200 July '17), Dillards $1000 July '17, Several rebuilder cards closed not listed
Message 20 of 20
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