2nd Amex BCP within 60 days APPROVED

Anonymous · ‎05-10-2017

Hi all! I applied for the BCP today as the rep talked me into it. I already have the Delta Skymiles with a CL of $1K with exp at 628 at the time. 1 statement cut and PIF. 2 old charge off my CR. FICO 8 from EXP as of today was 696. BCP was approved at $5K But no info on APR as of yet. I've learned a lot from here and made leaps of growth.

I did try the 2 for 1 trick but the green charge card was denied. Boo!!

Data points:
FICO 8: 696
UTI: 11%
AAOA: 3 years 4 months
Baddies: one charge off showing a balance of $201
History with AMEX: 1 month low usage on Delta Skymiles Card. 1 Statement and PIF.

588 to 696 in 4 months! Yayaya!

Hopefully these data points help.

Anonymous · ‎05-10-2017

Wow that's a nice fico score boost in such a short amount of time vicsingh, excellent job! Congrats on your new AMEX BCP approval, keep up the good work! 😊

MrsCHX · ‎05-10-2017

I totally thought you were saying you got a second BCP card. I was thinking, but why?

Congrats! $5k is a nice starting limit!

NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500

Anonymous · ‎05-11-2017

@MrsCHX..... don't feel bad... I did too. I have read the post title multiple times and still see that. Lol.

Op. Congrats.

AverageJoesCredit · ‎05-11-2017

Lol, strike 3

Congrats op

. I hope the card serves you well otherwise i wouldnt recommend letting someone convince you to app for something that doesnt fulfill your needs

Anonymous · ‎05-11-2017

Congrats on your Amex approval, and even better score jump in the past couple of months

JoeLuvsHisCredit · ‎05-11-2017

Congrats!!!!!!!!!!!!!!!!

Wow that's a nice fico score boost in such awonderful thing to get I remembered when I got a boost like that on my EX I jumped for JOY and almost started to cry I really did have tears in my eyes LOL. I went from 711 to 763

Anonymous · ‎05-11-2017

@AverageJoesCredit You remembered? Haha. ROFL. But my scores are growing very well so I am happy with the progress. Thanks for all the insight!!

kidink1911 · ‎05-11-2017

Congratulations on your second AMEX approval!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500

Anonymous · ‎05-11-2017

Congrats on the BCP, OP. thank you, this give me hope that once i get my profile fixed some more i can get a BCE.