2nd Cabela's 6k

[mattmyFIC0]

So did you have to thaw sagestream for them or??

[12njoy]

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@mattmyFIC0 wrote:

So did you have to thaw sagestream for them or??

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yes

[Anonymous]

Enjoy your new basspro card lol

[mattmyFIC0]

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@12njoy wrote:

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@mattmyFIC0 wrote:

So did you have to thaw sagestream for them or??

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yes

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This is pretty interesting. I guess I didn't realize how many lenders actually use sagestream. For sure we know Cabelas (until cap one takes over), BofA, FNBO, US Bank. Any others? 

I guess if it becomes an issue I might have to thaw them. Are you going to refreeze? I thought to freeze/thaw the request had to be faxed or mailed to them?

[12njoy]

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@mattmyFIC0 wrote:

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@12njoy wrote:

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@mattmyFIC0 wrote:

So did you have to thaw sagestream for them or??

---

yes

---

This is pretty interesting. I guess I didn't realize how many lenders actually use sagestream. For sure we know Cabelas (until cap one takes over), BofA, FNBO, US Bank. Any others? 

I guess if it becomes an issue I might have to thaw them. Are you going to refreeze? I thought to freeze/thaw the request had to be faxed or mailed to them?

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I will freeze again. Once you have pin you can thaw over the phone which is what I did.  Don't ever lose your pin though.   FNBO will approve without them though. That US Bank ugh I just have nothing good to say about them. 

[woodyman100]

Congrats 12!

i might try the same thing in early December.

Maybe you will be able to combine the 2 after Capital One takes over and settles in.

[12njoy]

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@woodyman100 wrote:

Congrats 12!

i might try the same thing in early December.

Maybe you will be able to combine the 2 after Capital One takes over and settles in.

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That's kind of scary for me right now.  I have my Capital One Venture with a little over 50k and they wont budge on a cli so this may not work out so well but I'll just wait and see.

[woodyman100]

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@12njoy wrote:

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@woodyman100 wrote:

Congrats 12!

i might try the same thing in early December.

Maybe you will be able to combine the 2 after Capital One takes over and settles in.

---

That's kind of scary for me right now.  I have my Capital One Venture with a little over 50k and they wont budge on a cli so this may not work out so well but I'll just wait and see.

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Do you have anything from Commerce Bank?

I have 2 from there, but when I went for a third, I got 5 TU pulls for a denial.

just a data point in case you go there

[12njoy]

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@woodyman100 wrote:

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@12njoy wrote:

---

@woodyman100 wrote:

Congrats 12!

i might try the same thing in early December.

Maybe you will be able to combine the 2 after Capital One takes over and settles in.

---

That's kind of scary for me right now.  I have my Capital One Venture with a little over 50k and they wont budge on a cli so this may not work out so well but I'll just wait and see.

---

Do you have anything from Commerce Bank?

I have 2 from there, but when I went for a third, I got 5 TU pulls for a denial.

just a data point in case you go there

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I've tried twice now with Commerce and both time shot down

[mattmyFIC0]

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@12njoy wrote:

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@mattmyFIC0 wrote:

---

@12njoy wrote:

---

@mattmyFIC0 wrote:

So did you have to thaw sagestream for them or??

---

yes

---

This is pretty interesting. I guess I didn't realize how many lenders actually use sagestream. For sure we know Cabelas (until cap one takes over), BofA, FNBO, US Bank. Any others? 

I guess if it becomes an issue I might have to thaw them. Are you going to refreeze? I thought to freeze/thaw the request had to be faxed or mailed to them?

---

I will freeze again. Once you have pin you can thaw over the phone which is what I did.  Don't ever lose your pin though.   FNBO will approve without them though. That US Bank ugh I just have nothing good to say about them. 

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What happened with US Bank? It seems like it's either love/hate with them. They've been really great to me but I also bank with them.