2nd Chase after 3 mo plus serious Navy limit

oorhett · ‎07-12-2022

DD Just completed buying her first home at 23? Had opened a Chase Sapphire card about two months prior (3/22) with a $10,600 SL. And needing a card to put furnishings and renovation costs on and her Sapphire not having a 0% rate promo decided to app for a new Freedom Unlimited card and was instantly approved with a $6500 SL, decided then to app for a good balance transfer card and choose Navy Platinum (She has had a $3000 Shares Pledge loan with them for over 12 months) Instant approval and $25000 SL 6.75%!

Her current scores are 750's

BK 7 5/19 Discharged 09/19
Beginning Scores - EQ 579, TU 565
Current Scores(Vantage, high/current) - EQ 728/690, TU 706/685 / (Fico8/9) EX^8 697 TU^8 677 EQ^9 699
Mortgage (1/24) - EX 720 / TU 727 / EQ 713

gdale6 · ‎07-12-2022

Grats to your DDs first home and susbsequent credit card approvals

Interesting that she apped while purchasing a home, kind of a gutsy move...

arifjk · ‎07-12-2022

Congrats on the approval.

AVEN Visa $80k; BCU LOC $50k; PSECU LOC: $20K; Langley FCU LOC $10K; CuSoCal LOC $25k; BECU LOC: 15k; Apple FCU LOC $20k

babygirl1256 · ‎07-12-2022

Congrats to your DD on her new home; her Chase Freedom Unlimited and NFCU Platinum card approvals . . . that's a major accomplishment at age 23 . . . Best wishes to her as she continues on her credit building journey!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

CreditMagic7 · ‎07-12-2022

Congratulations for her on the approval.

xaximus · ‎07-12-2022

Congrats on the approvals!

Scores - All bureaus 770 +
TCL - Est. $410K

KingRue8500 · ‎07-12-2022

Congrats on DD's Chase Freedom Unlimited & NFCU Platinum approvals

CreditAggie · ‎07-13-2022

Congratulations on DD's approvals!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

cashorcharge · ‎07-14-2022

WooHoo!! Congratulations to DD on her terrific Approvals!!👏🏼🍾🥂