2nd Disco approval

[calyx]

A bit on the measly side, but I got their lowest APR, which makes me happier - not because I carry balances outside of 0% promos, but just because it feels more like credit file/scoring progress than higher limits.

Anyway,  DPs

HP EX,  FICO8 of 777 (last I checked - I probably should've waited til next week when my util will be dropping and should bring it back to ~800)

APR: 11.99% after the 14mo 0% intro

SL: $5000

1/6 3/12 6/26

Overall util = 3%

The SL is sufficient - I got it to abuse the double cash back with the paypal quarter after something @kilroy8 said reminded me that I have a sizeable bill coming up (I already have Paypal Key).

Now, who wants to hand me a recycling bin.

[M_Smart007]

@calyx, Congratulations!!!

[calyx]

Thanks @M_Smart007 !

I just realized I'll be maxxing out that quarter fairly quickly thanks to PP Key since I can also pay my (TWO WEEKS!) of fancy dog boarding for my princesses with it.   

[kilroy8]

Wow, you are quick on the trigger. You should have no regerts, it is always great to have more big cashback with no AF cards.

Congrats!

[calyx]

---

@kilroy8 wrote:

Wow, you are quick on the trigger. You should have no regerts, it is always great to have more big cashback with no AF cards.

Congrats!

---

@kilroy8 No real regerts, honestly.   The other CB cards wouldn't net me nearly as much as I'll make with the double on Paypal.  Honestly, I thank you, because two different boarding stays (and this place is stupid expensive, but there's not a lot around) and the insurance bill will be huge with paypal key.   I had honestly forgotten all about it since I never rarely use it until I read your post and remembered I had it.

Plus, who knows, maybe I can finally get another CLI from Disco with all of the use (my real drive there is to get a high average CL for CBIS scoring purposes).

[calyx]

Also, there might be a little fun when I tell mr. c I'm getting  more CB on amazon than he does with his fancy Chase next quarter

[kilroy8]

CL on the second grew much faster than the first for me. It's stuck now, though.

[SweetCreditObsession]

Congratulations!

[Adkins]

Congratulations, @calyx! 😄

[CreditAggie]

Congratulations on your Discover approval!