Re: 2nd Disco card approved and 4th Amex! - Page 2 - myFICO® Forums - 5017706

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Message 11 of 16

Wow, congrats OP! The 300k club, that's amazing.

So let me get this straight, you got 4 AMEX CCs with 1 HP over 2 1/2mths?! How the heck you do that? Did you go to their website and app for the additional CCs, or did you go through your account portal?

**FICO 8 Scores EQ EX TU **

Message 12 of 16

Hey thanks AJC!!! It's certainly a good feeling--validating, somehow. Though I recognize of course, one's credit and credit limits does not define them, it's amazing how much in our lives IS linked somehow to credit, and how challenging life can be when our credit is subpar. Sorry for the reallyyyy delayed response, I have been off the forums for a bit and lost track of my thread!

Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $22K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $25K | Bloomies Amex $25K| West Elm $12.4K | PP Credit (Comenity) $4.4K

Message 13 of 16

@kevinjjc wrote:
Congrats on your success! You earned it!

Thanks so much, Kevinjjc! This forum has an awful lot to do with it

Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $22K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $25K | Bloomies Amex $25K| West Elm $12.4K | PP Credit (Comenity) $4.4K

Message 14 of 16

@LadyJEsq wrote:
Wow, congrats OP! The 300k club, that's amazing.

So let me get this straight, you got 4 AMEX CCs with 1 HP over 2 1/2mths?! How the heck you do that? Did you go to their website and app for the additional CCs, or did you go through your account portal?

Thank you LadyJEsq!! And my apologies for the late response to your question. So, I got my Delta Amex Gold (now Platinum) in April '16, that was one HP. But in the last 2 months or so I have managed to pick up the PRG, Starwood, and BCE all with soft pulls! I went through my account portal to apply. I just received an email offer today to upgrade my Delta Platinum to Reserve, which I am mulling over. It's always nice to get the extra bonus points by way of targeted upgrade, and I travel a good amount, so it may be worth it, for me, at least.

Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $22K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $25K | Bloomies Amex $25K| West Elm $12.4K | PP Credit (Comenity) $4.4K

Message 15 of 16

@Anonymous wrote:
I was t asked for poi either when I got bce however I made 2 cli on this same card 2 years ago and it triggered a fin review where the demanded tax returns. I was just wondering if anyone else had to go through the same thing when opening up multiple and amex at once. By the way did you go a different pre-approval site or did you get the pre-approvals on your online amex account?

I received the pre-approvals on my online Amex account

Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $22K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $25K | Bloomies Amex $25K| West Elm $12.4K | PP Credit (Comenity) $4.4K

Message 16 of 16