So I have a Discover that started out at $2000 Nov 2018. Small CLIs -- and it's been sitting at $2800 for over a year. Balance is $0. I have requested an increase several times, but they haven't budged.
A few days ago, I was preapproved for a second Discover. I accepted it --- BOOM $8000 SL and 0% for 14 months for both purchases and balance transfers . Then I requested a CLI on my other Discover account and again was denied.
Makes no sense. Any insight would be appreciated. Thanks as always!
4/2/2024. FICO 8 EX 795; EQ 780; TU 813. AMEX Platinum NPSL; AMEX Gold NPSL; AMEX Cash Magnet 29,800; AMEX Delta Reserve 20,200; PenFed PCR Visa 12,500; PenFed Pathfinder 15,000; PenFed Gold Visa 10,000; PenFed LOC 10,000; Macys AMEX 25,000; Home Depot 25,000; NFCU Plat Visa 30,000; NFCU Plat MC 15,000; USAA AMEX 6000; USAA Cash Rewards VISA 20,000; IKEA 19,200; Venmo VISA 20,000; SamsClub MC 20,000; Discover 19,600, Citibank Aadvantage Platinum Select World Elite MC 9800; Pottery Barn 29,700; Williams-Sonoma 15,000; FNBO VISA Signature 14,000; Sportsmans Guide VISA 12,400; Sephora VISA Signature 13,400; Target MC 7000; AAA Signature Visa 11,400. Total Credit Limit $482,000
