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2nd Navy cc approved & apr reduct on 1st cc!!!

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2nd Navy cc approved & apr reduct on 1st cc!!!

It's been 3 yrs in the making, but I finally have my coveted 2nd Navy CC!!  I've probably applied at least a dozen times over the last 2 yrs for sure lol!  Anyway, called in tonight to lending to "inquire" as it was still in review, the super nice guy and I had a long conversation, and he ended up calling over to the UW, push things along and put in a good word.

 

Guy came back on the phone, and said the the UW will give me either the CLI I asked for on my current card, or take the new Plat Visa I also applied for... I'm like Plat Visa Please!!! Lol 😀. So, long story short, I got the Plat Visa $1.5k SL (not concerned at all since I've had their cc for 3 yrs, I know how the CLI process works), 11.24% apr!! My lowest!! 

 

Guy also said he could lower the apr on my current Cash Rewards from 15.4% down to 13.9%!!!  CL stays at $22.5k 😊 I'm so excited!! 

I'm sure "internal" scoring had a lot to do with it, because I have tons of inq/new accts in 2 yrs plus my baddies. 

 

 

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My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 1 of 19
18 REPLIES 18
Regular Contributor

Re: 2nd Navy cc approved & apr reduct on 1st cc!!!

Well hello November to you pizza1. That is fantastic news!!


In the garden until January 2019
Message 2 of 19
Community Leader
Super Contributor

Re: 2nd Navy cc approved & apr reduct on 1st cc!!!

I hate to do this so please forgive me ,......

Are you on a ( Pizza) ROLL ? Smiley Wink

WAY 2 GO!. your apr is awesome!. Now you got your second navy card, are you headed back to the garden ? Happy for you Smiley Happy Enjoy!
#ChaseCreditCardHobby Enthusiast
2022
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Message 3 of 19
Community Leader
Super Contributor

Re: 2nd Navy cc approved & apr reduct on 1st cc!!!


@AverageJoesCredit wrote:
I hate to do this so please forgive me ,......

Are you on a ( Pizza) ROLL ? Smiley Wink

WAY 2 GO!. your apr is awesome!. Now you got your second navy card, are you headed back to the garden ? Happy for you Smiley Happy Enjoy!

oh yea...Im back in the garden for a long time...4 new accts hitting will hurt some again.  LOL at your Pizza roll


My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 4 of 19
Community Leader
Senior Contributor

Re: 2nd Navy cc approved & apr reduct on 1st cc!!!

Congrats!!! Lol@ AJC she's on a roll alright 👍🏾

AMEX Platinum, Gold, Reserve & SPG | PenFed PR VS | NFCU FS VS | Discover IT | Citibank DC WEMC l Capital One Venture VS | Nordstrom VS l Banana Republic LUXE V I Lowes I Macys I Wayfair I
Message 5 of 19
Regular Contributor

Re: 2nd Navy cc approved & apr reduct on 1st cc!!!

Whyyy??? I literally spit my tea Smiley Very HappySmiley Very Happy


@AverageJoesCredit wrote:
I hate to do this so please forgive me ,......

Are you on a ( Pizza) ROLL ? Smiley Wink

WAY 2 GO!. your apr is awesome!. Now you got your second navy card, are you headed back to the garden ? Happy for you Smiley Happy Enjoy!

 


In the garden until January 2019
Message 6 of 19
Super Contributor

Re: 2nd Navy cc approved & apr reduct on 1st cc!!!

Congrats to you!! Glad you have had some hard success! The gardening is hard and pays off!
Message 7 of 19
Super Contributor

Re: 2nd Navy cc approved & apr reduct on 1st cc!!!

Edit: didn't mean to say hard success, just success! Smiley Happy
Message 8 of 19
Established Contributor

Re: 2nd Navy cc approved & apr reduct on 1st cc!!!

You go Pizza ! What was the deciding factor on taking the new card vs adding the CLI ? You truly have paved the yellow brick road for us !

Discharged BK7 - 7.16.15
Current Fico8 - (3.2.19) EX - 661/EQ - 669/TU - 668
Total CL - $227,400.
Message 9 of 19
Senior Contributor

Re: 2nd Navy cc approved & apr reduct on 1st cc!!!

Congrats Pizza1 way to go with all the awesome approvals lately !
Message 10 of 19
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