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2nd PNC card approval - i need to stop now!!

snickerpedia
Frequent Contributor

2nd PNC card approval - i need to stop now!!

I am a little out of control with the whole corona virus lol. Just got my second PNC card - the points visa - Instant approval 12,500 but high apr at 19.9 not that I care about that.

 

That is 13 scorable experian inquiries and god knows what number new account that was in the last 12 months. Hope I dont get hit with AA - but gotta stock up on my credit during this outbreak!!!

 

Opened the cash rewards in Nov 2019 @ 12500 as well.


TU - 785
EX - 771
EQ - 779


Message 1 of 13
12 REPLIES 12
JoeLuvsHisCredit
Valued Contributor

Re: 2nd PNC card approval - i need to stop now!!

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Message 2 of 13
M_Smart007
Epic Contributor

Re: 2nd PNC card approval - i need to stop now!!

Congratulations!

Message 3 of 13
CS1974
Valued Contributor

Re: 2nd PNC card approval - i need to stop now!!

Congratulations on your new PNC card!  Are you a banking customer, too?

 

I currently have their Cash rewards signature Visa. Such a great card. I'm really happy with it and them as an institution overall.

I know what you mean about the virus chaos. I applied for a charge card when I said I wouldn't... lol

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 4 of 13
CS1974
Valued Contributor

Re: 2nd PNC card approval - i need to stop now!!

They sent me an email today saying I was pre approved for an installment loan up to $35,000. I just needed to apply and accept offer.

 

I declined this as it would be a recipe for disaster.

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 5 of 13
AllZero
Super Contributor

Re: 2nd PNC card approval - i need to stop now!!

Congratulations on your approval!
Message 6 of 13
blindambition
Community Leader
Senior Contributor

Re: 2nd PNC card approval - i need to stop now!!

Congratulations!! 🥳 

Message 7 of 13
snickerpedia
Frequent Contributor

Re: 2nd PNC card approval - i need to stop now!!


@CS1974 wrote:

Congratulations on your new PNC card!  Are you a banking customer, too?

 

 

I have a high yield savings with them that has $10.17 and a virtual wallet that at most ever has around 30 bucks in it. I am out of their footprint so I opened the savings and wallet to get inSmiley Happy


 


TU - 785
EX - 771
EQ - 779


Message 8 of 13
newfossil
Valued Contributor

Re: 2nd PNC card approval - i need to stop now!!

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 9 of 13
Cory88
Contributor

Re: 2nd PNC card approval - i need to stop now!!


@snickerpedia wrote:

I am a little out of control with the whole corona virus lol. Just got my second PNC card - the points visa - Instant approval 12,500 but high apr at 19.9 not that I care about that.

 

That is 13 scorable experian inquiries and god knows what number new account that was in the last 12 months. Hope I dont get hit with AA - but gotta stock up on my credit during this outbreak!!!

 

Opened the cash rewards in Nov 2019 @ 12500 as well.


I have a 796 EX FICO and got 20,99 APR. I don't care about the rate as it will be paid in full. I had zero INQ's in the last 12m too. This was my first PNC credit card.

Message 10 of 13
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