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2nd app's a charm! Citi secured MC approved! 💳

Auto Loans for ANY Credit Situation. Immediate Response.
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Moderator Emeritus

Re: 2nd app's a charm! Citi secured MC approved! 💳

Congrats!! Seems like a lot of work for a secured card but at the end of the day you have to do what makes you happy Smiley Happy
Message 11 of 24
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Valued Contributor

Re: 2nd app's a charm! Citi secured MC approved! 💳

Congrats Pizza !!

Fico 8's TU 777/ EQ 784/ EX 767 - 2/2019// AAoA 4.3 years // Lines 2/2019= 510k Personal - Business 52k // Inquiries 8 TU -10 Exp - 10 Eq.
Message 12 of 24
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Valued Contributor

Re: 2nd app's a charm! Citi secured MC approved! 💳

Congrats Pizza
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 13 of 24
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Contributor

Re: 2nd app's a charm! Citi secured MC approved! 💳

So glad I ran across this post! This is definitely a tactic I can use for the future. Congrats on your approval!

Indigo $300 (SL)/Credit One Bank $2,500 (SL)/Dell Preferred $3,000 (SL)/Wayfair $1,000 (SL)
Current Scores: EX: 606 CK TU: 689 CK EQ: 646, Ch. 13 BK Filed Nov. '18
Starting Scores: EX: 606 CK TU: 689 CK EQ: 646, Ch. 13 BK Filed Nov. '18
***Last App 11/25/19 & Gardening***
Message 14 of 24
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Community Leader
Senior Contributor

Re: 2nd app's a charm! Citi secured MC approved! 💳

Congrats Pizza on your persistence and approval.  No judgement here...we all have our reasons for doing the things we do...even if others question the logic.  Congrats again on your approval and getting back in with Citi.  I'm sure you'll make your new relationship blossom over time!

Message 15 of 24
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Valued Contributor

Re: 2nd app's a charm! Citi secured MC approved! 💳

Congrats P. Good plan!
Gardening since 8/13/19
Over $500K in credit
TU:751 EQ:762 EX:773
Message 16 of 24
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Senior Contributor

Re: 2nd app's a charm! Citi secured MC approved! 💳

Nice Congrats!!!! 

Message 17 of 24
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Valued Contributor

Re: 2nd app's a charm! Citi secured MC approved! 💳

Congrats to you, pizza!  I totally understand your reasoning, because I'm in the same position.  I never filed BK, but I have a charge-off with Citi dating back to 2009.  Although it should drop off my CR's this August, that's really not a guarantee for me getting in good graces with them again.  Good info to know. Smiley Happy

Message 18 of 24
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Valued Contributor

Re: 2nd app's a charm! Citi secured MC approved! 💳

Congrats! That's the same method I want to use, but I really need to halve my INQ and UTIL first. Im currently way more Egyptian than I want to be.
Open one, close three. Open one, close three.
Message 19 of 24
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Super Contributor

Re: 2nd app's a charm! Citi secured MC approved! 💳

Congrats



EX08 658 EQ08 664 TU08 672 Total Credit Line: 63,550Utilization: 19.4%Inquiries: EQ8 EX11 TU11
Message 20 of 24
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