3 AMEX cards in 1 Day....BOOM!!!!!

[Anonymous]

Thank you Amex!!!!   My back story....Credit scores around the 670's - 680 according to Credit Karma.  AMEX and Capital 1 has my score in the 680's.   Filed BK 13 almost 7 years ago should be dropping off credit Dec 2020.   No bad credit since BK except for 2 stupid medical bills that popped up on me out of nowhere but paid those baddies off as soon as they appeared but are sitting on report as closed collections.  No late payments, no credit cards except Cap 1 was incldued in BK.   I currently have the following cards:

Credit One (Hate it)

1st Premier (Hate it)

Got both right after BK to help credit

Cap 1 QS1-3500cl

Cap Venture 1- 3000cl

NFCU Amex- 25,000cl

NFCU Go Rewards- 24,000cl

Rooms2Go credit - 10,000

AMEX Blue Preferred (took a while to finally got in after many denials.  Got in right after my 5 year post BK mark for only $1000 but finally got into AMEX.  Got this card March 2019

So this past week bored on the computer watching TV I decided to go to AMEX pre approval site as I do several times a week for the last year.  Finally after a year I got the "You're approved" indication instead of the "Looking to expand" indication for ALL OF THERE CARDS!!!!!!  After my excitment I decided to apply for the Blue Cash Everyday and the Green Charge.  Wanted to apply for the Gold Charge but didnt see it on their website so figured they got rid of it.   I used 2 different browsers to apply for both cards hit submit button almost at the same time.....APPROVED!   Called AMEX to ask about the Gold card which the nice lady to tell her I wanted the gold card not the green card.  After about a 10 min call she basically told me they would have to pull my credit again for the Gold that I couldn't switch out the green for the gold.  I was like "what the hell go ahead"........APPROVED for the Gold!!!  

So long story short......AMEX approved me for 3 cards in 1 night!   2 charge cards and 1 revolver.  Has anyone had this kind of luck before?  Is this normal that AMEX would do that without making me wait days putting one of the applications pending or something like that?   

[Brian_Earl_Spilner]

Congrats.You didn't have to use 2 browsers. As long as you weren't applying for 2 revolvers, you can app for them back to back like I did. You can apply for all of the charge cards in one shot and you only have to wait like 9 days to apply for a second revolver because they allow 2 in a 90 day period.

[Anonymous]

OH wow didn't know that.  I read where folks would use 2 browsers so I wanted to be safe.  So I can get the Plat card with no issue?   Then in about 1 week I can get another revolver?

[Anonymous]

Congratulations on your approvals! 👍

[Brian_Earl_Spilner]

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@Anonymous wrote:

OH wow didn't know that.  I read where folks would use 2 browsers so I wanted to be safe.  So I can get the Plat card with no issue?   Then in about 1 week I can get another revolver?

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They approve as long as your income and credit profile can support it. You shouldn't be applying for too many at one time though, because you can only get the sign up bonus once in your lifetime. Open too many cards and you're unable to meet the spend, you lose the bonus and can never get it again.

[AllZero]

Congratulations on your approvals!

[Anonymous]

congrats on the approvals and welcome back to the amex family.

if you go for the amex platinum right now, just be aware that the af for both the gold and plat will most likely hit on your first statement.

[morgacj2004]

Congrats. Very nice approvals. My only advice to you is that you dont want to close AMEX cards prematurely esp if you have gotten any kind of SUB. They are very sensitive to this and will block you from future SUB if you do so. Rule of thumb is to wait until after month 12 when the AF posts. One thing you can do is to call them ask for the AF to be forgiven and if they refuse cancel the card. Otherwise you will get the dreaded pop up. 

[M_Smart007]

Congratulations!

[coreyb80]

Congrats on the approvals!!