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Congratulations on your approval!
Congrats on your Amex approvals!
@drboxing.....Thanks! I surely will
@Anonymous wrote:Thank you Amex!!!! My back story....Credit scores around the 670's - 680 according to Credit Karma. AMEX and Capital 1 has my score in the 680's. Filed BK 13 almost 7 years ago should be dropping off credit Dec 2020. No bad credit since BK except for 2 stupid medical bills that popped up on me out of nowhere but paid those baddies off as soon as they appeared but are sitting on report as closed collections. No late payments, no credit cards except Cap 1 was incldued in BK. I currently have the following cards:
Credit One (Hate it)
1st Premier (Hate it)
Got both right after BK to help credit
Cap 1 QS1-3500cl
Cap Venture 1- 3000cl
NFCU Amex- 25,000cl
NFCU Go Rewards- 24,000cl
Rooms2Go credit - 10,000
AMEX Blue Preferred (took a while to finally got in after many denials. Got in right after my 5 year post BK mark for only $1000 but finally got into AMEX. Got this card March 2019
So this past week bored on the computer watching TV I decided to go to AMEX pre approval site as I do several times a week for the last year. Finally after a year I got the "You're approved" indication instead of the "Looking to expand" indication for ALL OF THERE CARDS!!!!!! After my excitment I decided to apply for the Blue Cash Everyday and the Green Charge. Wanted to apply for the Gold Charge but didnt see it on their website so figured they got rid of it. I used 2 different browsers to apply for both cards hit submit button almost at the same time.....APPROVED! Called AMEX to ask about the Gold card which the nice lady to tell her I wanted the gold card not the green card. After about a 10 min call she basically told me they would have to pull my credit again for the Gold that I couldn't switch out the green for the gold. I was like "what the hell go ahead"........APPROVED for the Gold!!!
So long story short......AMEX approved me for 3 cards in 1 night! 2 charge cards and 1 revolver. Has anyone had this kind of luck before? Is this normal that AMEX would do that without making me wait days putting one of the applications pending or something like that?
First thing, CONGRATS on the Trifecta! :-))
Question: You mentioned "I decided to go to AMEX pre approval site". I thought I read on DoC that there wasn't such
a site for Amex anymore. Ca you provide a link?
Sure thing! I go on there at least once per week just to see. Things change so I keep checking.
https://www.americanexpress.com/us/credit-cards/?inav=menu_cards_prequal_offer
@Anonymous wrote:Sure thing! I go on there at least once per week just to see. Things change so I keep checking.
https://www.americanexpress.com/us/credit-cards/?inav=menu_cards_prequal_offer
I see this link takes me to the site to submit an application, but nothing that shows me
anything about pre-qualifying for - unless I am missing something.
So when I log into AMEX site and I click on any credit card or charge card where it says "Apply"......it will either show up "I'm pre approved" or "Looking to expand"......if it says the later I don't mess with it because I'm not going to get approved.
So I'm not sure if you have to have an account with AMEX in order to use this function or not. When I applied for my 1st card I didn't use a pre approval site I just applied cold and had my fingers crossed.