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3 AMEX cards in 1 Day....BOOM!!!!!

Morehouse3000
Frequent Contributor

3 AMEX cards in 1 Day....BOOM!!!!!

Thank you Amex!!!!   My back story....Credit scores around the 670's - 680 according to Credit Karma.  AMEX and Capital 1 has my score in the 680's.   Filed BK 13 almost 7 years ago should be dropping off credit Dec 2020.   No bad credit since BK except for 2 stupid medical bills that popped up on me out of nowhere but paid those baddies off as soon as they appeared but are sitting on report as closed collections.  No late payments, no credit cards except Cap 1 was incldued in BK.   I currently have the following cards:

Credit One (Hate it)

1st Premier (Hate it)

Got both right after BK to help credit

Cap 1 QS1-3500cl

Cap Venture 1- 3000cl

NFCU Amex- 25,000cl

NFCU Go Rewards- 24,000cl

Rooms2Go credit - 10,000

AMEX Blue Preferred (took a while to finally got in after many denials.  Got in right after my 5 year post BK mark for only $1000 but finally got into AMEX.  Got this card March 2019

 

So this past week bored on the computer watching TV I decided to go to AMEX pre approval site as I do several times a week for the last year.  Finally after a year I got the "You're approved" indication instead of the "Looking to expand" indication for ALL OF THERE CARDS!!!!!!  After my excitment I decided to apply for the Blue Cash Everyday and the Green Charge.  Wanted to apply for the Gold Charge but didnt see it on their website so figured they got rid of it.   I used 2 different browsers to apply for both cards hit submit button almost at the same time.....APPROVED!   Called AMEX to ask about the Gold card which the nice lady to tell her I wanted the gold card not the green card.  After about a 10 min call she basically told me they would have to pull my credit again for the Gold that I couldn't switch out the green for the gold.  I was like "what the hell go ahead"........APPROVED for the Gold!!!  

 

So long story short......AMEX approved me for 3 cards in 1 night!   2 charge cards and 1 revolver.  Has anyone had this kind of luck before?  Is this normal that AMEX would do that without making me wait days putting one of the applications pending or something like that?   

 

 

 

Message 1 of 32
31 REPLIES 31
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: 3 AMEX cards in 1 Day....BOOM!!!!!

Congrats.You didn't have to use 2 browsers. As long as you weren't applying for 2 revolvers, you can app for them back to back like I did. You can apply for all of the charge cards in one shot and you only have to wait like 9 days to apply for a second revolver because they allow 2 in a 90 day period.




Message 2 of 32
Morehouse3000
Frequent Contributor

Re: 3 AMEX cards in 1 Day....BOOM!!!!!

OH wow didn't know that.  I read where folks would use 2 browsers so I wanted to be safe.  So I can get the Plat card with no issue?   Then in about 1 week I can get another revolver?

Message 3 of 32
angelwingz
Valued Contributor

Re: 3 AMEX cards in 1 Day....BOOM!!!!!

Congratulations on your approvals! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 4 of 32
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: 3 AMEX cards in 1 Day....BOOM!!!!!


@Morehouse3000 wrote:

OH wow didn't know that.  I read where folks would use 2 browsers so I wanted to be safe.  So I can get the Plat card with no issue?   Then in about 1 week I can get another revolver?


They approve as long as your income and credit profile can support it. You shouldn't be applying for too many at one time though, because you can only get the sign up bonus once in your lifetime. Open too many cards and you're unable to meet the spend, you lose the bonus and can never get it again.




Message 5 of 32
AllZero
Super Contributor

Re: 3 AMEX cards in 1 Day....BOOM!!!!!

Congratulations on your approvals!

Message 6 of 32
fredzos
Regular Contributor

Re: 3 AMEX cards in 1 Day....BOOM!!!!!

congrats on the approvals and welcome back to the amex family.

 

if you go for the amex platinum right now, just be aware that the af for both the gold and plat will most likely hit on your first statement.

 

 








6% Util
PERSONAL

BUSINESS




Gardening Start 9/18/2020
Message 7 of 32
morgacj2004
Valued Contributor

Re: 3 AMEX cards in 1 Day....BOOM!!!!!

Congrats. Very nice approvals. My only advice to you is that you dont want to close AMEX cards prematurely esp if you have gotten any kind of SUB. They are very sensitive to this and will block you from future SUB if you do so. Rule of thumb is to wait until after month 12 when the AF posts. One thing you can do is to call them ask for the AF to be forgiven and if they refuse cancel the card. Otherwise you will get the dreaded pop up. 


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 8 of 32
M_Smart007
Epic Contributor

Re: 3 AMEX cards in 1 Day....BOOM!!!!!

Congratulations!

Message 9 of 32
coreyb80
Valued Contributor

Re: 3 AMEX cards in 1 Day....BOOM!!!!!

Congrats on the approvals!!

Message 10 of 32
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