I have been consistent in maintaning my all and only 2 cards. Paying my mortage and my son's student loan smoothly. My son is recently going to graduate from college, i was thinking of getting him something. In regards to that, i checked my credit karma profile 2 days ago at night and it suggested some cards. I applied for Chase Unlimited, and got 10K instant approval, then an hour ago, i applied for Wells Fargo Cahswise and got 10K instant approval. I didnt wanted to push myself, so i left it with 2 cards. The next morning, i applied for Chase Saphire and got instant approved for 14K.
I know, all about Pulls and effects on applying 3 cards that fast, and other financial stuff i should know before appying. Thats why i have just 2 cards at the age of 49. If it wasnt for my son, i wouldnt have applied. I earn decent income to easily pay all cards, so no worries there. And i could give some time to myself now, so cards would help me too.
Also, i got Amex platinum and Cap1 Venture offer, i have applied enough and want all you guys suggestion, whether i should apply. I called both banks, and they said, i am preapproved, yet they will need to review it after i submit it online. Whether i need these cards: Yes. Now that my son has graduated from college and has got something to work on, and everything is going smooth, i wanna live life.
Its been two days, and i have not seen any inquires an any of my credit reports. Usually it should appear in a day, if i am correct. yes?
Here are some datapoints
Cards: 2x BOA credit cards
Student Loan: 70K
Thank You all
792 fico8? if yes keep going and stop at card number 10 please ....congrats enjoy
Sorry, i couldnt understand. is this sarcasm? or you really suggest to go for them.
Congrats on your approvals.
The Amex Platinum and Capital One Venture are both travel cards so unless you travel often enough to justify the $645 annual fees I would not suggest them.
you will be fine with 10 new accounts not a problem join credit unions get lower APR visa/mc PLOC etc and or hunt down the best cash back cards with decent sign up bonus Good luck join Alliant apply for 3% cashback visa signature for the 1st 12 months 2.5% than... you want list of hunting plan let me know
Next move join penfed And get one. Product with them platinum visa or promise visa Equifax HP good for 90 Days than Join Alliant With savings or checking or both and Apply for Visa Signature or Low Interst platinum visa
Hi, applied for Penfed, they said to become member so i became one, but my security code seem to be incorrect while creating online banking. Havent checked alliant yet, will check soon.
Also, i applied yesterday for
-HSBC cash rewards card (3K- instant approved) ,
-USBANK signature VISA (havent got the limit, approved today, waiting for the mail to arrive)
-Ally bank signature VISA (approved instant, but no limit, waiting for mail)
- Applied for Chase Freedom Unlimited Today, got pending review, called them, they asked if i was the one that opened many cards recently, and i said yes, APPROVED for 10K.
- Amex Platinum - 6k Approved after pending review.
- Best Buy - 3.5K approved after pending review.
- Citi Card - In review - i called, they said approved, but will get limit/card and other docs in mail.
- BOA cashback - in review
Also i got physial mail for pre-approved Chase slate, in my mailbox a week ago.
Congratulations, this must be one of the biggest pulls I've seen lately. Nicely done