cancel
Showing results for 
Search instead for 
Did you mean: 

3 Disco CLIs in 3 Months (See Page 4)

tag
Cashbackjunky
Established Contributor

Re: Another Disco CLI

Congrats @mgood on the increase! Miss Disco seems to only like to give me increases when I hold a BT with them, so maybe your $699 balance on the statement was the ticket.

 

Whatever you're doing, keep it up! Gotta love that steady increase in CL over the last year and a half. Cheers!

AmEx Blue Cash Preferred - $20k | | AmEx Cash Magnet - $20k | | Apple Card - $29k | | BofA Customized Cash - $96k | | BofA Customized Cash - $25k | | BofA Unlimited Cash - $30k | | CapOne Quicksilver - $16.25k | | CapOne Venture - $30k | | Chase Amazon - $26.7k | | Chase Freedom Unlimited - $24k | | Chase Freedom - $16k | | Chase Freedom Flex - $41k | | Citi Custom Cash - $17.9k | | Citi Rewards+ - $15.4k | | Discover It Cash Back - $18k | | Discover It Cash Back - $21.3k | |Discover It Travel - $14.5k | | Elan Max Cash Preferred- $15k | | PayPal Cashback Mastercard - $20k | | PenFed Platinum Rewards Visa Signature - $12.5k | | PenFed Power Cash - $12.5k | | Synchrony Discount Tire Card - $25k | | Wells Fargo Autograph - $25k
837 INQ:
2
836 INQ:
3
825 INQ:
2

TCL: $571.05k CCs:23 AAoA: 6yr 1mo Util: ~1% Derog: 0

Mortgage: $215.1k Sonata Lease: $1.3k Palisade: $23.8k
Message 21 of 37
PNWRambler
Frequent Contributor

Re: Another Disco CLI

Congrats on the CLI!  Discover is often generous with CLI's, I have been with them a long time and have been very happy with the way they treat me as a cardholder.

Message 22 of 37
cashorcharge
Community Leader
Super Contributor

Re: Another Disco CLI

WooHoo!! Congratulations on your Discover Approval!!👏🏼🍾🥂

Message 23 of 37
Elpadrino1
Valued Contributor

Re: Another Disco CLI

Congratulations on your Disco CLI!!

Message 24 of 37
shalimarcat
Regular Contributor

Re: Another Disco CLI


@mgood wrote:

I got a $2000 increase on my Discover it Cash Back bringing my CL up to $10,500.

Just a month after a $1000 increase, when I'd had nothing for over a year before that.

I did leave a $699 balance on this statement, if that counts for anything. (Who knows with Disco?) Most quarters I spend right up to the $1500 cap for the 5% categories and stop. I hit that quicker than usual this quarter with the digital wallet.

EQ8 762, TU8 753, EX8 762. Income $72k. Rent $700.

 

12/04/20 SL $2,000

07/20/21 $4,500

08/28/21 $6,500

10/07/21 $7,500

11/16/22 $8,500

12/19/22 $10,500


   Congratulations! You must be thrilled!

Message 25 of 37
shalimarcat
Regular Contributor

Re: Another Disco CLI


@CWESTL wrote:

Congratulations!! I also had a $2K CLI on one of my Discover cards this week. The increase takes my CL from $13.5K to $15.5K.  


    That's fantastic! 

Message 26 of 37
mgood
Valued Contributor

Re: Another Disco CLI


@Cashbackjunky wrote:

 . . . so maybe your $699 balance on the statement was the ticket.


I don't know. I wasn't trying to leave a specific amount, or any amount. It just wasn't convenient to pay it off before the statement cut this month. I will PIF before the due date to avoid interest charges. I think it had a statement balance of $136 last month. I'm shooting for $0 balance in January because I'm going to be applying for another card in late January or early February and I want to make my reports look as pretty as possible.



Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 778, TU8 766, EX8 770 as of April 23
Goal Score: EQ8 780, TU8 780, EX8 780

Take the myFICO Fitness Challenge
AZE4 - 2% Utl - New Accts: 3/6, 4/12, 7/24
Message 27 of 37
WasteMgmt
Regular Contributor

Re: Another Disco CLI

Congrats! Nice to see some CLI love form Disco.


CapitalOne Venture X, CapitalOne Quicksilver, Chase Sapphire Preferred, Chase Freedom OG, Chase Freedom OG, Amex BCE, Wells Fargo Autograph
Last application 5/2023
Message 28 of 37
ways2go
Frequent Contributor

Re: Another Disco CLI


@Mdowning30 wrote:

My scores are about a hundred points less than yours but my stated income is higher and lower housing payment, yet they dont want to throw me a bone yet lol.


How much spending are you doing on the card?  It seems like Discover like to see lots of spending  on their card.  That is what I see when I get my increases and also whenever I see my fico scores go up.  I started with a 1.5K SL about 8 years ago and my CL is now 21.5K.

Message 29 of 37
Mdowning30
Established Contributor

Re: Another Disco CLI

Reading this thread again and i tried again for an increase, i was denied a couple weeks ago lol, just got my first Discover CLI approved for a $1500 !

 

$2000 > $3500

Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000
Total Credit Limit : $42500
Experian FICO 8 : 694
| Experian Vantage : 701 | TransUnion FICO 8 : 683 | TransUnion Vantage : 695 | Experian FICO 9 : 665
Starting Score: 512
Current Score: 693
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 30 of 37
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.