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Well...about 2 weeks ago I wrote about how I was approved for a credit limit increase on my Discover and Citi card. So I started thinking about my Capital One card being the only card that I wouldn't get an increase on. After the regular agent said I was denied due to capital one policy and so on. Nothing indicated an issue with my actual credit. I decided to contact the Executive Office gave them my info and they said they would look into it. Today, I checked my account and I was increased $500. So a little less than a year ago I had no revolving credit. Now I have doubled all of my initial limits of $500
Today, I now have:
Citi Forward - $1,000
Discover More - $1,000
Capital One Journey - $1,000
In addition, the only Hard Pull came from Discover.
congratulations!!
wow, thats awesome, Congrats!!!
Congrats!
Nice work!!!!
let garden them....Very nice...
Thanks guys! I'm just glad some of the hard work is finally paying off. My EQ Fico is 710 and now I'm still debating on when I should apply for the Chase Freedom.
@CC365 wrote:Well...about 2 weeks ago I wrote about how I was approved for a credit limit increase on my Discover and Citi card. So I started thinking about my Capital One card being the only card that I wouldn't get an increase on. After the regular agent said I was denied due to capital one policy and so on. Nothing indicated an issue with my actual credit. I decided to contact the Executive Office gave them my info and they said they would look into it. Today, I checked my account and I was increased $500. So a little less than a year ago I had no revolving credit. Now I have doubled all of my initial limits of $500
Today, I now have:
Citi Forward - $1,000
Discover More - $1,000
Capital One Journey - $1,000
In addition, the only Hard Pull came from Discover.
How did you ever get the executive office phone number I looked for quite some time on the internet for it, since customer service reps kept telling me either no such place exists or they don't have the number. I had to file a complaint with the BBB to get them to contact me. Good luck on the increases though. I recently ended up with 5; Walmart, Belks, Bealls, Marathon, and Capital One after the complaint and talking to their executive office. For me they quadrupled my limit.
You should go into gardening mode for a while and simply work on limit increases without hard pulls. Once you get over $2500 you should see a new jump in your score. You should sign up for the Cardit Karma service to track your progress.