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I was looking for a good balance transfer card to transfer around 10k of credit card debt (8k on Discover, 1.1k on Amex, and 1k on CSP) and while on credit karma (i know not the most reliable lol) it said I had a very good chance for the Wells Fargo Propel, Citi Diamond Preferred, and PNC core visa.
I wasn't planning on apping for all three but got approved with Citi at 3.3k, figuring that wouldn't be enough to BT all CC debt, I went to Wells Fargo and got approved for 6k. I also hit up PNC. I saw a recent poster with a pretty good SL and tried my chances. The PNC app went pending but after a call with underwriting the next day I was approved for 6k as well. All have decent 0% BT offers, are there any suggestions on how to spread out the 10k in CC debt? I was thinking 4k on both PNC and Wells and 1k on the Citi and use 1k from savings? Or since all this debt would be on 0%, keep the money I have in savings and put 4.5k on PNC and Wells?
DPs
~8 inquires each bureau
725-745 Fico scores
16% overall Util
Congrats on the approvals. I would put more on the DP and Propel. PNC is conservative. Might be spooked by too high utilization.
Very nice Approvals
Congrats on your WININGGGGG
Congrats on your WININGGGGG
Congrats!
Congratulations!
Well that worked out well. Congrats! Huge wins there! Especially that PNC--PNC is known to be a touch conservative lol
Congratulation's on the triple dipper 👍