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I'm well aware that I could have a better path on rebuilding my credit, but I'm doing it my way, so no hate. I currently have 3 credit cards:
A first premier card where they transfered my old collection balance onto a new card, so it reaged the debt.
A capital one secured card, thats about to increase with credit steps, literally in days.
And, a Total Visa Card.
I've been using the first premier, and the total visa for over a year. Never missed a payment. Now for the results.
First premier: $100 increase to a $525 limit (HOLY MOLY!)
Total Visa: A staggering, sensational, abundant increase of $50 to a $350
And capone confirmed that by May 6 they will be increasing my card by $100 to a $300 limit.
Obviously, a $250 increase overall isn't that great, or encouraging, but at least it something.
Current Fico Score is 600.
Sigh.
It's positive movement, which is always a good thing. Nobody is gonna hate on you here. Stay open to suggestions though. While every profile is different, all of the cards in my signature except the amex, Nordstrom, and Amazon, I got with less than 600 fico. My car too. We're all here to help each other.
Congratulations! You raised your Total CL from $925 to $1175, a 27% increase. That's phenomenal.
Congrats on your rebuild !
Echoing what the others have said... an increase is an increase! Good job... keep working at it and they’ll get more substantial in due time!