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30K Limit on Capitol One Savor Card

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Valued Member

30K Limit on Capitol One Savor Card

So, until recently, I had only one active credit card with a limit of 4,500.

After joining the forums, learning more about my credit scores, and learning more from other members, I decided to apply for 5 new cards over the past few months. I was first approved for a US Bank Cash+ card with a limit of 25K, a big jump above my other card. Then in January, I applied for 4 other cards: Chase Freedom, Discover It, Citi Double Cash, and Capitol One Savor, and then into the garden. I've been traveling and out of town and hadn't received the final word on all the applications. I knew that I had been approved with a limit of 7-9K on all the cards, but did not hear from Capitol One before I left. I was worried that I may have applied for too many cards at once and that my app might be declined, but when I returned from trip, I discovered that I was approved and with a 30K limit to boot. Feeling good...

 

Now that I've got the cards that I wanted and with some good credit limits, I'm a happy little gardener.

(Wrote this earlier today but may have accidentally deleted my post and feeling stoked so I want to share.)


As of March 2019:
FICO8(I) — EQ 805(1) | TU 816(1) | EX 789(2)
AAoA —— EQ 3y11m | TU 3y11m | EX 2y8m
AoOA —— EQ 14y4m | TU 14y4m | EX 7y2m

CSR 30,000 | CapOne Savor 30,000 | US Cash+ 25,000
Disco 16,200 | Citi DC 10,500 | Chase Freedom 10,000
Chase Amazon Prime 7,500 | US CashRewards 4,500
Message 1 of 13
12 REPLIES 12
Established Contributor

Re: 30K Limit on Capitol One Savor Card

Wow.. Some massive approvals.. Congrats on your success...   

EQ 669, TU 679, EX 679. Navy Signature Go Rewards 15K, Navy Signature Cash Rewards 16K, Navy AX Rewards 14.4K, Navy CLOC 15K, Navy Mortgage 120K, Navy ATV Loan 14,990K, FLCU Auto 48.7K, FLCU Visa 7.5K, FLCU Visa 1K, AFCU 5K, AFCU Line of Credit 4K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, Cap1 QS 5K, USAA Rate Advantage 5K, USAA AX Card 9K, State Farm Rewards 2.5K, Paypal Credit 2.8K, Cabela's 2K, Chevron & Texaco Visa 6K, BMO Harris Bank 1.5K, BOA Bass Pro 1.5K, 5/3 Stand up to cancer 4.5K, 5/3 Truly Simple 4K, 5/3 Trio 4K, Amazon Store Card 5K, Lowes 17K, TBFCU 5K, BBT Spectrum 4.5K, BBT Bright 3.5K, BBT Bright 4.5K, Banco Do Brasil Americas 4.2K, Kays Jewerly 2K, AX Green Charge, AX Delta Gold 1K, Morgan Auto Group 1.6K, Kohls 700.
Message 2 of 13
Regular Contributor

Re: 30K Limit on Capitol One Savor Card

That’s awesome! Congrats! In one app spree you totally beat my 2 year Credit limit goal. Nice job!
Inquiries 7-10 across.
UTI 9%
AAoA 2.7
Total Annual Fees $385
No baddies
196k Total Credit
Goal 2019 $200k
Next up: Chase Cards. Garden til 4/20







Message 3 of 13
Established Member

Re: 30K Limit on Capitol One Savor Card

Congrats on the SAVOR limit. I had that card before they re-branded it, but the limit was too low for my taste. After I saw the offer for the 6 month increase, I just rolled it into my QS.

AMEX: ED - $27,000, PRG | BoA: CR - $11,700 | Cap1: QS - $12,500 | Chase: CF - $3,500, CSP - $6,000

Message 4 of 13
Regular Contributor

Re: 30K Limit on Capitol One Savor Card

Congrats on all of your approvals! 

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Message 5 of 13
Contributor

Re: 30K Limit on Capitol One Savor Card

Congrats on the approvals! I can't/can(in the garden) wait to get to the point where I am approved for that much. 

Starting Score: 594
Current Score: EQ: 704 (↓6) , TU: 732 (↑8), EX: 714 (↑13)
Goal Score: 770 across the board


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Message 6 of 13
Highlighted
Community Leader
Super Contributor

Re: 30K Limit on Capitol One Savor Card

Congratulations on the great SL there!

Message 7 of 13
Valued Contributor

Re: 30K Limit on Capitol One Savor Card

Congrats. That’s the highest starting line I’ve seen on the Savor.


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 8 of 13
Community Leader
Senior Contributor

Re: 30K Limit on Capitol One Savor Card

Sounds like Cap One wanted to compete with your Cash + limit.......

**bleep**..Iv been at this at 3+ years and my wallet doesn't even approach the limits you got in one spree... 

Congrats...

 

-J

 

Message 9 of 13
Frequent Contributor

Re: 30K Limit on Capitol One Savor Card

Congratulations on your app spree and getting the cards! You might want to consider either PENFED or NFCU for your next cards after your hibernation in the garden Smiley Wink 

Message 10 of 13
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