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$3k Discover CLI, unusual for me

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SouthJamaica
Mega Contributor

$3k Discover CLI, unusual for me

I first got a Discover card when the CLI "train" was reaching the end of the line. Historically Discover never trusted me with more than a $300 CLI, and even those were few and far between. Eventually I graduated to the @AverageJoesCredit special -- $500 from time to time.

 

Lately they haven't been too interested in increasing my credit limits at all.

 

Today, inspired by @Aim_High 's post on a Discover CLI, I hit the 'luv button' and got a surprising $3k CLI.  By far the largest I've ever seen from Discover.  The same card got a small CLI just two months ago.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 1 of 20
19 REPLIES 19
Elpadrino1
Valued Contributor

Re: $3k Discover CLI, unusual for me

Congratulations on your Disco CLI!!

Message 2 of 20
Reviewers
Established Contributor

Re: $3k Discover CLI, unusual for me

Congratulations on that $3k CLI on your discover. I got mine raised from $6.4k to $9.5k about a month ago myself! 

Message 3 of 20
Irv02
Established Contributor

Re: $3k Discover CLI, unusual for me

Congrats on your CLI with Discover!!

Message 4 of 20
M_Smart007
Legendary Contributor

Re: $3k Discover CLI, unusual for me

@SouthJamaica, Congrats on your DiscoHeart inspirationSmiley Happy ....Nice!!!!

 

I am not sure if I am ready for more rejection Heart letters yetSmiley LOL

Message 5 of 20
SouthJamaica
Mega Contributor

Re: $3k Discover CLI, unusual for me


@M_Smart007 wrote:

@SouthJamaica, Congrats on your DiscoHeart inspirationSmiley Happy ....Nice!!!!

 

I am not sure if I am ready for more rejection Heart letters yetSmiley LOL


Yeah they really tie up my shredder.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 6 of 20
Ilinferno
Established Contributor

Re: $3k Discover CLI, unusual for me

Nice! Congrats on the solid bump!

Message 7 of 20
Aim_High
Super Contributor

Re: $3k Discover CLI, unusual for me

Big congratulations on your unexpected Discover CLI, @SouthJamaicaSmiley Very Happy 

Those are always the best ones.  I'm glad my posting helped to inspire you.

 

Congrats_Sky_Limit.jpg

 

For data point purposes, do you mind sharing your recent spending on the card? I think one reason mine slowed down is that I've shifted much of my spending to other cards over the years but was considering giving it a little more attention.  I've temporarily sacrificed some rewards on other cards and that has seemed to help get those CLIs when the pipe slows to a trickle. 


Business Cards


Length of Credit > 40 years; Total Credit Limits >$850K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0
AoOA > 30 years (Jun 1993); AoYA (Aug 2023)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 8 of 20
CreditMagic7
Mega Contributor

Re: $3k Discover CLI, unusual for me

Congratulations on your nice lift Discover CLI!!

Message 9 of 20
LawStudentCivilis
Established Contributor

Re: $3k Discover CLI, unusual for me

Congratulations! That is a nice increase. Discover has one more year with me then they're on the chopping block. Zero CLI's, I would love to be on the AJC special. Smiley Very Happy I won't be spending this quarter so I don't see any in the near future.

Message 10 of 20
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