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3rd Disco CLI in 5 months | $15.3K⟶ $16.2K

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thornback
Senior Contributor

3rd Disco CLI in 5 months | $15.3K⟶ $16.2K

Hey Y'all, 

 

I was going to wait till after my 6th statement cut on 4/4 but I really kinda needed a credit-pick-me-up today because the 1st month of Gardening is incredibly boring so I requested another Disco CLI; instant approval of $900 bringing my CL to $16.2K (I can dig it...).   

 

This is my 3rd Disco CLI,  5th statement cut on 3/4:

 

Approved for the card on 10/18/18 with an SL of $10.8K.   

Requested first CLI on 1/8/19 (day 81) and received $500 (did not attempt DD) bringing CL to $11.3K. 

Waited 31 days til 2/8 for second CLI request - received $4K (did not attempt a DD) bringing CL to $15.3K. 

Waited 40 days til today, received $900  (will not DD).

 

Haven't actually used the card since December as I'm taking my time paying off BT.   Balance is currently $2800 (pending $400 payment I just made, so technically $2400).

 

Just figured I'd post...   I'm going to try not to ask again til June...   Current scores in siggy.

 

Disco3rdCLI.png

 

 

 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: 3rd Disco CLI in 5 months | $15.3K⟶ $16.2K

Congrats on your CLI !!!

 

Message 2 of 11
thornback
Senior Contributor

Re: 3rd Disco CLI in 5 months | $15.3K⟶ $16.2K


@Anonymous wrote:

Congrats on your CLI !!!

 


Thank you!

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 3 of 11
Marz2002
Senior Contributor

Re: 3rd Disco CLI in 5 months | $15.3K⟶ $16.2K

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on the consistent Disco CLIs!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 4 of 11
pinkandgrey
Senior Contributor

Re: 3rd Disco CLI in 5 months | $15.3K⟶ $16.2K

Congratulations! Those are nice CLIs just piling up on each other lol 

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k
Message 5 of 11
thornback
Senior Contributor

Re: 3rd Disco CLI in 5 months | $15.3K⟶ $16.2K


@Marz2002 wrote:

YOU...

 

CONGRATS on the consistent Disco CLIs!!!


Thank you!!

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 6 of 11
thornback
Senior Contributor

Re: 3rd Disco CLI in 5 months | $15.3K⟶ $16.2K


@pinkandgrey wrote:

Congratulations! Those are nice CLIs just piling up on each other lol 


Thank you & Lol,  I'll take whatever they give me.  I see others sometimes declining CLIs when they feel they've been low-balled, but I have no such pride Smiley Wink

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 7 of 11
Anonymous
Not applicable

Re: 3rd Disco CLI in 5 months | $15.3K⟶ $16.2K

Nothing wrong with slow and steady winning the race in the end. 

Message 8 of 11
Anonymous
Not applicable

Re: 3rd Disco CLI in 5 months | $15.3K⟶ $16.2K

Congrats on the CLI's. That's awesome. That's not bad for 5 months.
Message 9 of 11
Anonymous
Not applicable

Re: 3rd Disco CLI in 5 months | $15.3K⟶ $16.2K

Congrats on the CLI. Discover is being a little generous. Nice limit. 

Message 10 of 11
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