No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Congrats OP !
@althes wrote:Will be going for Macys Amex in May.
If not app shy, grab Blooms Amex at the same time. If approved for one, you will most likely qualify for the other - it's like getting a 2Fer.
They are on the same CLI schedule as well. From advice on the forum Macys is eligible every month but Blooms is every month (+1) so : Apr 1, May 2, June 3, July 4...
Since I have both cards, I follow the Blooms schedule. I request Blooms first (started day after 2nd statement), then Macys, wash rinse repeat and will continue until I get to 25k each.
GL!
@ocheosa wrote:Congrats OP !
@althes wrote:Will be going for Macys Amex in May.
If not app shy, grab Blooms Amex at the same time. If approved for one, you will most likely qualify for the other - it's like getting a 2Fer.
They are on the same CLI schedule as well. From advice on the forum Macys is eligible every month but Blooms is every month (+1) so : Apr 1, May 2, June 3, July 4...
Since I have both cards, I follow the Blooms schedule. I request Blooms first (started day after 2nd statement), then Macys, wash rinse repeat and will continue until I get to 25k each.
GL!
Definitely factual. I was approved for both back in October.
@credit_is_crack wrote:Hi All!
So the sayings are true, Macy's Amex is Citibanks Synchrony card Quick background on this one.
- 10/05/19, applied and was approved with a SL of $1,000
- charged items for $250 after account opening, PIF in same month
- 12/14/19, requested a CLI for $10,000 and was countered with a $5,000 increase -- new limit $6,000
- charged items totalling $355 after this CLI was approved, PIF in same month
- 02/07/20, requested a CLI for $10,000 and was countered with a $7,500 increase -- new limit $13,500
- I have not charged anything to this card since the prior $355
- 03/14/20, requested a CLI for $10,000 and was countered with a $7,500 increase -- new limit $21,000
In (5) months this card has grown from $1k to $21k. Activity is extremely low and they appear to be quite generous with the CLI's. I wasn't sure if they'd stop the CLI's since my total exposure with Citi is getting up there (compared to my income), but from what I understand and can see, this card is not really factored into the "core lineup".
Existing Citi cards:
- $40,700 Citi DoubleCash, opened OCT '15
- $16,500 Citi Dividend, opened SEPT '17
- $6,600 Citi Shell Black Mastercard, opened OCT '19
- $21,000 Macys Amex, opened OCT '19
All of the Macy's CLI approvals have been SP's. I'm not even sure which score they are bumping up against but my EQ F8 is 750, TU F8 is 765 and EX F8 is 753. If you've got a Macy's card, SMASH THAT BUTTON!!
My combined total credit line is $688,000
Go to Manage Account Tab
Look under your documents folder and download your approval letters which are usually posted the 2nd day after CLI.
On the second page you will find the EQ-8 credit score (prior month) and scoring details.
Congrats again !
Very nice CLI
Thanks guys will go for both at the same time.
Congrats!!!
Hi How does the macy's Amex report as store or citi Amex? Which cb do thay pull and if you go for both cards is 2 pulls?
@firefox100 wrote:
Hi How does the macy's Amex report as store or citi Amex? Which cb do thay pull and if you go for both cards is 2 pulls?
Reports as
AMEX/DSNB
@firefox100 wrote:
Hi How does the macy's Amex report as store or citi Amex? Which cb do thay pull and if you go for both cards is 2 pulls?
EQ - AMEX/DSNB for both entries with different account numbers.
TU - AMEX DEPARTMENT STORES for both entries with different account numbers.
I haven't pulled an EX report since opening the accounts so can't answer how they are labeled on that report.
I'm in NJ and they pulled EX x2.
@M_Smart007 wrote:
@firefox100 wrote:
Hi How does the macy's Amex report as store or citi Amex? Which cb do thay pull and if you go for both cards is 2 pulls?
Reports as
AMEX/DSNB
0% usageExceptional payment historyPulls EX in CA.I am not sure you can apply for both at once?
Yes, you can. I opened both accounts on Nov 4, 2019. Same application pages, super easy. Took me longer to set up the online account management, register for rewards and add to store wallet than the actual application process.