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3rd Macy's Amex CLI --- +$7,500!!!

ocheosa
Established Contributor

Re: 3rd Macy's Amex CLI --- +$7,500!!!



Congrats OP !

 

 


@althes wrote:

Will be going for Macys Amex in May.

 


If not app shy, grab Blooms Amex at the same time. If approved for one, you will most likely qualify for the other - it's like getting a 2Fer.

 

They are on the same CLI schedule as well. From advice on the forum Macys is eligible every month but Blooms is every month (+1) so : Apr 1, May 2, June 3, July 4...

 

Since I have both cards, I follow the Blooms schedule. I request Blooms first (started day after 2nd statement), then Macys, wash rinse repeat and will continue until I get to 25k each.

 

GL!

 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bloomingdale-s-amex-cli/m-p/5347141/highlight...

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Macys-30-Days-CLI-train/m-p/5198055/highlight...

Affinity FCU: Cash Rewards VS, PLOC. AOD FCU VS. BB&T Bright. BBVA: ClearPoints (x2), Rewards VS. Cap One: QS MC, QS Visa, SavorOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cashRewards VS, Plat MC, Plat Visa, CLOC. SECU MD VS. WF Propel Amex. Misc: Overstock, Target. TCL=$286K.
[6/21] Scores 8/9: 700-800s. Util: 1-2%. Inq/12: EQ 6, EX 7, TU 1. AAoA=5y, AoOA=34y, AoYA=6m.

Business: Staples LOC. Office Depot. Quill. Uline. Amazon.
Current Project: 21-22 Business Profile.
Message 31 of 44
coreyb80
Valued Contributor

Re: 3rd Macy's Amex CLI --- +$7,500!!!


@ocheosa wrote:


Congrats OP !

 

 


@althes wrote:

Will be going for Macys Amex in May.

 


If not app shy, grab Blooms Amex at the same time. If approved for one, you will most likely qualify for the other - it's like getting a 2Fer.

 

They are on the same CLI schedule as well. From advice on the forum Macys is eligible every month but Blooms is every month (+1) so : Apr 1, May 2, June 3, July 4...

 

Since I have both cards, I follow the Blooms schedule. I request Blooms first (started day after 2nd statement), then Macys, wash rinse repeat and will continue until I get to 25k each.

 

GL!

 

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Bloomingdale-s-amex-cli/m-p/5347141/highlight...

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Macys-30-Days-CLI-train/m-p/5198055/highlight...


Definitely factual.  I was approved for both back in October.

Message 32 of 44
ocheosa
Established Contributor

Re: 3rd Macy's Amex CLI --- +$7,500!!!


@credit_is_crack wrote:

Hi All!

 

So the sayings are true, Macy's Amex is Citibanks Synchrony card Smiley Very Happy Quick background on this one. 

 

  • 10/05/19, applied and was approved with a SL of $1,000
    • charged items for $250 after account opening, PIF in same month
  • 12/14/19, requested a CLI for $10,000 and was countered with a $5,000 increase -- new limit $6,000
    • charged items totalling $355 after this CLI was approved, PIF in same month
  • 02/07/20, requested a CLI for $10,000 and was countered with a $7,500 increase -- new limit $13,500
    • I have not charged anything to this card since the prior $355
  • 03/14/20, requested a CLI for $10,000 and was countered with a $7,500 increase -- new limit $21,000

In (5) months this card has grown from $1k to $21k. Activity is extremely low and they appear to be quite generous with the CLI's. I wasn't sure if they'd stop the CLI's since my total exposure with Citi is getting up there (compared to my income), but from what I understand and can see, this card is not really factored into the "core lineup". 

 

Existing Citi cards:

  • $40,700 Citi DoubleCash, opened OCT '15
  • $16,500 Citi Dividend, opened SEPT '17
  • $6,600 Citi Shell Black Mastercard, opened OCT '19
  • $21,000 Macys Amex, opened OCT '19

All of the Macy's CLI approvals have been SP's. I'm not even sure which score they are bumping up against but my EQ F8 is 750, TU F8 is 765 and EX F8 is 753. If you've got a Macy's card, SMASH THAT BUTTON!! 

 

My combined total credit line is $688,000 Smiley LOLSmiley Very Happy

 

 


Go to Manage Account Tab

Look under your documents folder and download your approval letters which are usually posted the 2nd day after CLI.

On the second page you will find the EQ-8 credit score (prior month) and scoring details.

 

Congrats again !

Affinity FCU: Cash Rewards VS, PLOC. AOD FCU VS. BB&T Bright. BBVA: ClearPoints (x2), Rewards VS. Cap One: QS MC, QS Visa, SavorOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cashRewards VS, Plat MC, Plat Visa, CLOC. SECU MD VS. WF Propel Amex. Misc: Overstock, Target. TCL=$286K.
[6/21] Scores 8/9: 700-800s. Util: 1-2%. Inq/12: EQ 6, EX 7, TU 1. AAoA=5y, AoOA=34y, AoYA=6m.

Business: Staples LOC. Office Depot. Quill. Uline. Amazon.
Current Project: 21-22 Business Profile.
Message 33 of 44
Running-Man
Contributor

Re: 3rd Macy's Amex CLI --- +$7,500!!!

Very nice CLI 

Message 34 of 44
althes
Frequent Contributor

Re: 3rd Macy's Amex CLI --- +$7,500!!!

Thanks guys will go for both at the same time.

Message 35 of 44
nuohlac
Valued Contributor

Re: 3rd Macy's Amex CLI --- +$7,500!!!

Congrats!!!








Message 36 of 44
firefox100
Established Contributor

Re: 3rd Macy's Amex CLI --- +$7,500!!!

 

Hi How does the macy's Amex report as store or citi Amex? Which cb do thay pull and if you go for both cards is 2 pulls?

Message 37 of 44
M_Smart007
Epic Contributor

Re: 3rd Macy's Amex CLI --- +$7,500!!!


@firefox100 wrote:

 

Hi How does the macy's Amex report as store or citi Amex? Which cb do thay pull and if you go for both cards is 2 pulls?


Reports as

AMEX/DSNB 

0% usage
Exceptional payment history
 
Pulls EX in CA.
 
I am not sure you can apply for both at once?
 
Message 38 of 44
ocheosa
Established Contributor

Re: 3rd Macy's Amex CLI --- +$7,500!!!


@firefox100 wrote:

 

Hi How does the macy's Amex report as store or citi Amex? Which cb do thay pull and if you go for both cards is 2 pulls?


EQ - AMEX/DSNB for both entries with different account numbers.
TU - AMEX DEPARTMENT STORES for both entries with different account numbers.

I haven't pulled an EX report since opening the accounts so can't answer how they are labeled on that report.

 

I'm in NJ and they pulled EX x2. 

Affinity FCU: Cash Rewards VS, PLOC. AOD FCU VS. BB&T Bright. BBVA: ClearPoints (x2), Rewards VS. Cap One: QS MC, QS Visa, SavorOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cashRewards VS, Plat MC, Plat Visa, CLOC. SECU MD VS. WF Propel Amex. Misc: Overstock, Target. TCL=$286K.
[6/21] Scores 8/9: 700-800s. Util: 1-2%. Inq/12: EQ 6, EX 7, TU 1. AAoA=5y, AoOA=34y, AoYA=6m.

Business: Staples LOC. Office Depot. Quill. Uline. Amazon.
Current Project: 21-22 Business Profile.
Message 39 of 44
ocheosa
Established Contributor

Re: 3rd Macy's Amex CLI --- +$7,500!!!




@M_Smart007 wrote:

@firefox100 wrote:

 

Hi How does the macy's Amex report as store or citi Amex? Which cb do thay pull and if you go for both cards is 2 pulls?


Reports as

AMEX/DSNB 

0% usage
Exceptional payment history
 
Pulls EX in CA.
 
I am not sure you can apply for both at once?
 


 

Yes, you can. I opened both accounts on Nov 4, 2019. Same application pages, super easy. Took me longer to set up the online account management, register for rewards and add to store wallet than the actual application process.

Affinity FCU: Cash Rewards VS, PLOC. AOD FCU VS. BB&T Bright. BBVA: ClearPoints (x2), Rewards VS. Cap One: QS MC, QS Visa, SavorOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: cashRewards VS, Plat MC, Plat Visa, CLOC. SECU MD VS. WF Propel Amex. Misc: Overstock, Target. TCL=$286K.
[6/21] Scores 8/9: 700-800s. Util: 1-2%. Inq/12: EQ 6, EX 7, TU 1. AAoA=5y, AoOA=34y, AoYA=6m.

Business: Staples LOC. Office Depot. Quill. Uline. Amazon.
Current Project: 21-22 Business Profile.
Message 40 of 44
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