3rd NFCU Card Approval - The FLAGSHIP ===> $15,000 SL!!

[Marz2002]

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@angelwingz wrote:

Congratulations on your approval and CLI! 👍

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MANY, MANY Thanks angelwingz - after these 2 approvals, my TCL at NFCU is $51,000 and they are my BIGGEST Lender! 

[Marz2002]

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@AverageJoesCredit wrote:

Big congrats Marzie. Lol, sorry but 16.99 for a rewards card aint that high. Still getting approvals this week is impressive. Enjoy it buddy

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MANY, MANY Thanks @AverageJoesCredit my friend - regarding the APR, I understand YMMV and always PIF anyway, except for 0% apr BTs!

[Marz2002]

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@AverageJoesCredit wrote:

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@AllZero wrote:

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Dang, that be cold

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@AverageJoesCredit - That is my Most Favorite NAILED IT! 

[ocheosa]

Congratulations !!!! There's a party at @Marz2002's house, Let's Dance !!!

[Marz2002]

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@blindambition wrote:

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@Marz2002 wrote:

Greetings and Salutations myFICOers!!!

I just received my 3rd More Rewards card statement and 91 days have past since that Card was approved so, I decided to app for the Flagship card to complete my NAVY FEDERAL CC Trifecta. 

I phoned in the app and after providing all of my information to the Ref, she announced that I was approved with a $15,000 SL and a 16.99% APR.  I know that's HIGH, but according to the documented credit qualifications for this card, I don't qualify because my TU FICO score is 734 - Good.  The published credit range for this card is Very Good to Excellent so, I guess my internal NFCU score helped me qualify.

Next, I decided to request a SP CLI for my More Rewards card.  I was warned by 3 different avenues (online, CHAT, and phone call to a Rep) that a HP is now required for a CLI.  So, based on the STUMBLING Financial Markets, I told the phone Ref to go ahead and complete my CLI request.  I decided at this time that I have the best opportunity for the foreseeable future.  Phone Ref gave me the 48 Hour Message.  And so, the Wait Clock started!

Fast Forward to this morning - I logged into my account to check for any progress and noticed that $8,000 was added to my More Rewards CL for a new CL of $33,000!  My Highest CL of ALL Time! 

DPs -

TU FICO8 - 734

AoOA - 7.9 years

AAoA - 2.2 years

AoYA - 2 months

Income - $100K+

UTIL - 3%, from TU Report

PIF all accounts every month (AFTER statements cut) with the exception of approximately $2,400 on my Citi DoubleCash card (still in 0% Promo interest period)

MANY Thanks to my good friend @SFLSpotter9210 for showing me How It's DONE and ALL of the myFICO Posters who have shared their NFCU success stories! 

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Congrats on your Flagship and CLI Marz. Showin how it's done!! Did you get an HP alert on CLI?

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Many Thanks @blindambition - it's been a Fantastic journey with NFCU and NO I haven't received a notification of a HP for my CLI yet! 

[Marz2002]

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@Gmood1 wrote:

Congrats Marz on the 3rd NFCU CC!! You've been moving and shaking lately! lol

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@Gmood1 is in the House!  Thanks and ALWAYS good to hear from you my friend - I am headed to the Garden now for the rest of the year! 

[Marz2002]

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@newfossil wrote:

congratulations!

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MANY, MANY Thanks @newfossil - I am on my way to the Garden! 

[gingerflower]

Congratulations  on your 3rd nfcu cc and Cli on your more rewards cc. 👍

[Marz2002]

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@WowCool wrote:

Congrats on your Flagship!!

                                             Congrats on your CLI bump to 33k!!  Very nice!!!

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Many Thanks @WowCool !!!

[Marz2002]

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@ocheosa wrote:

Congratulations !!!! There's a party at @Marz2002's house, Let's Dance !!!

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Many Thanks @ocheosa - This one I really like!