cancel
Showing results for 
Search instead for 
Did you mean: 

3rd NFCU Card in 6 months. $25k Platinum Approval!

Steve891
Senior Contributor

3rd NFCU Card in 6 months. $25k Platinum Approval!

Even with all the crazy Navy approvals on this board. Still can't believe it. 3rd NFCU cards in just over 6 months. Total Credit Limit was $4,200 in early June of this year, now $54,500.

 

Navy Federal Timeline

May 2018: signed up for NFCU membership

June 2018: applied for the CashRewards, approved for $1,000

July 2018: applied for CLOC for $5k, denied

Sept 2018: asked for CLI on CashRewards, denied 

Sept 2018: applied for Flagship Rewards, approved for $15k

Today: applied for Platinum, approved for $25k and 10.99% APR

Platinum.jpg

Data Points:

Transunion FICO 9: 643 hard pull

FICO 8 scores in signature

5 Inquiries in last 7 months

Utilization: 20%

Income: $65k

Baddies: 8, all falling off in the next 12 months.




Message 1 of 36
35 REPLIES 35
CreditContractor
Established Contributor

Re: 3rd NFCU Card in 6 months. $25k Platinum Approval!

This Brinks truck has crashed on the highway and money is flying in the wind.  Better snatch it up while you can!  Quack Quack!

Message 2 of 36
Pikaboo-icu
Valued Contributor

Re: 3rd NFCU Card in 6 months. $25k Platinum Approval!

00bravosmiley.gifThat's some NFCU story right there!!!

 

000AAACheerleaders.gif  Congrats!! 

  


Message 3 of 36
MrDFinance
Established Contributor

Re: 3rd NFCU Card in 6 months. $25k Platinum Approval!

Congrats on the monster limit Smiley Happy
Gardening 17 Months and Counting…+
Message 4 of 36
Saeren
Mega Contributor

Re: 3rd NFCU Card in 6 months. $25k Platinum Approval!

Holy crap that’s crazy! Congrats!

 

What does your DTI look like? It must be quite low to get such massive limits! Smiley Happy





Message 5 of 36
VoltronM
Senior Contributor

Re: 3rd NFCU Card in 6 months. $25k Platinum Approval!

Congrats on your approval and monster SL !!!!

 

Navy strike again ....Navy is on holiday spirit for sure

 

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 6 of 36
Steve891
Senior Contributor

Re: 3rd NFCU Card in 6 months. $25k Platinum Approval!


@CreditContractor wrote:

This Brinks truck has crashed on the highway and money is flying in the wind.  Better snatch it up while you can!  Quack Quack!


Sure is! lol Only for Navy though. Can't even get a $1k Amex Delta Gold from Amex after 6 months with my Gold card. 




Message 7 of 36
Steve891
Senior Contributor

Re: 3rd NFCU Card in 6 months. $25k Platinum Approval!


@Pikaboo-icu wrote:

00bravosmiley.gifThat's some NFCU story right there!!!

 

000AAACheerleaders.gif  Congrats!! 


Thank you! Yeah, Navy is unbelievable. Smiley Very Happy




Message 8 of 36
Steve891
Senior Contributor

Re: 3rd NFCU Card in 6 months. $25k Platinum Approval!


@MrDFinance wrote:
Congrats on the monster limit Smiley Happy

Thank you very much! Smiley Very Happy




Message 9 of 36
Steve891
Senior Contributor

Re: 3rd NFCU Card in 6 months. $25k Platinum Approval!


@Saeren wrote:

Holy crap that’s crazy! Congrats!

 

What does your DTI look like? It must be quite low to get such massive limits! Smiley Happy


Thank you. My DTI is under 3%. My utilization on open accounts is under 2%. The 20% overall utilization is mostly from charge off accounts from 2013.




Message 10 of 36
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.