Even with all the crazy Navy approvals on this board. Still can't believe it. 3rd NFCU cards in just over 6 months. Total Credit Limit was $4,200 in early June of this year, now $54,500.
Navy Federal Timeline
May 2018: signed up for NFCU membership
June 2018: applied for the CashRewards, approved for $1,000
July 2018: applied for CLOC for $5k, denied
Sept 2018: asked for CLI on CashRewards, denied
Sept 2018: applied for Flagship Rewards, approved for $15k
Today: applied for Platinum, approved for $25k and 10.99% APR
Data Points:
Transunion FICO 9: 643 hard pull
FICO 8 scores in signature
5 Inquiries in last 7 months
Utilization: 20%
Income: $65k
Baddies: 8, all falling off in the next 12 months.
Congrats on the monster limit 
Holy crap that’s crazy! Congrats!
What does your DTI look like? It must be quite low to get such massive limits!
Congrats on your approval and monster SL !!!!
Navy strike again ....Navy is on holiday spirit for sure
@Pikaboo-icu wrote:
Thank you! Yeah, Navy is unbelievable. 
@Anonymous wrote:Holy crap that’s crazy! Congrats!
What does your DTI look like? It must be quite low to get such massive limits!
Thank you. My DTI is under 3%. My utilization on open accounts is under 2%. The 20% overall utilization is mostly from charge off accounts from 2013.