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@Anonymous wrote:Congrats on your approval and monster SL !!!!
Navy strike again ....Navy is on holiday spirit for sure
Thank you. Everyday is like Christmas to Navy!
@Anonymous wrote:
@Anonymous wrote:Holy crap that’s crazy! Congrats!
What does your DTI look like? It must be quite low to get such massive limits!
Thank you. My DTI is under 3%. My utilization on open accounts is under 2%. The 20% overall utilization is mostly from charge off accounts from 2013.
Well your app got me to fire off an app. I can tell I’m going to be bad at this gardening thing but if I can get a Plat with 5000+ I can BT my personal loan and knock out my biggest debt quickly. I’ll know in 24 hours. Probably know by noon tomorrow lol.
Now I have to prepare for the scorn of the garden club
Just crazy, congrats on the awesome SL! I honestly dont even know if i would even apply for another card with that CL, thats just amazing. LOL!!
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:Holy crap that’s crazy! Congrats!
What does your DTI look like? It must be quite low to get such massive limits!
Thank you. My DTI is under 3%. My utilization on open accounts is under 2%. The 20% overall utilization is mostly from charge off accounts from 2013.
Well your app got me to fire off an app. I can tell I’m going to be bad at this gardening thing but if I can get a Plat with 5000+ I can BT my personal loan and knock out my biggest debt quickly. I’ll know in 24 hours. Probably know by noon tomorrow lol.
Now I have to prepare for the scorn of the garden club
I highly recommend you stay away from this site while gardening or atleast the section, because of posts like this. LOL!!!
@Nova5041 wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:Holy crap that’s crazy! Congrats!
What does your DTI look like? It must be quite low to get such massive limits!
Thank you. My DTI is under 3%. My utilization on open accounts is under 2%. The 20% overall utilization is mostly from charge off accounts from 2013.
Well your app got me to fire off an app. I can tell I’m going to be bad at this gardening thing but if I can get a Plat with 5000+ I can BT my personal loan and knock out my biggest debt quickly. I’ll know in 24 hours. Probably know by noon tomorrow lol.
Now I have to prepare for the scorn of the garden club
I highly recommend you stay away from this site while gardening or atleast the section, because of posts like this. LOL!!!
Yeah I know but I have been on the fence about going for a Plat anyway. My personal loan is $.85 a day in interest... a 0% BT would be the absolute best thing I could do for my credit right now. I only had two INQs on TU anyway so I could afford the hit but if I get this card, I’m gardening for at least 6 months.
Anyway, don’t want to derail OP’s thread, I’ll post up after I hear back in my own thread
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:Holy crap that’s crazy! Congrats!
What does your DTI look like? It must be quite low to get such massive limits!
Thank you. My DTI is under 3%. My utilization on open accounts is under 2%. The 20% overall utilization is mostly from charge off accounts from 2013.
Well your app got me to fire off an app. I can tell I’m going to be bad at this gardening thing but if I can get a Plat with 5000+ I can BT my personal loan and knock out my biggest debt quickly. I’ll know in 24 hours. Probably know by noon tomorrow lol.
Now I have to prepare for the scorn of the garden club
Haha, I am terrible at gardening. Barely made it over 3 months of gardening this time around. lol
Good luck! I am sure you will be in for a big surprise tomorrow since it is your 2nd card with Navy. Like to the tune of $15k-$25k!
AH YESSSSS, the love of seeing YOURE APPROVED!!!!! So addicting!!
@Nova5041 wrote:Just crazy, congrats on the awesome SL! I honestly dont even know if i would even apply for another card with that CL, thats just amazing. LOL!!
Thank you! Never in my wildest dream I imagine getting $25k approval during my credit rebuilding.
Haha I applied for the 75k SUB Amex Delta Gold offer I got in my email 15 minutes after my $25k Platinum approval and got shot down. Score too low and not long enough history with Amex. I guess 6 months of history with Amex is not the same as 6 months of history with Navy Fed.
@Anonymous wrote:Haha, I am terrible at gardening. Barely made it over 3 months of gardening this time around. lol
Good luck! I am sure you will be in for a big surprise tomorrow since it is your 2nd card with Navy. Like to the tune of $15k-$25k!
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Well if they give me 15-25K, we will have confirmation that they’re drinking for the holidays as I only have 18k income lol. But 5k would be perfect for my BT purposes and would only put me at 33% utilization temporarily.
Then when the BT is paid off, I would eventually just get them to combine the Plat with my cashRewards since I have no need for the card on an ongoing basis and it will likely be higher interest than my CR’s 11.65% anyway.
But Navy is unpredictable, I could be looking at my first denial in 2 years too. Lol. Time will tell.
@Anonymous wrote:
@Nova5041 wrote:Just crazy, congrats on the awesome SL! I honestly dont even know if i would even apply for another card with that CL, thats just amazing. LOL!!
Thank you! Never in my wildest dream I imagine getting $25k approval during my credit rebuilding.
Haha I applied for the 75k SUB Amex Delta Gold offer I got in my email 15 minutes after my $25k Platinum approval and got shot down. Score too low and not long enough history with Amex. I guess 6 months of history with Amex is not the same as 6 months of history with Navy Fed.
Navy is one of a kind! Definitely the next level credit union!