So in my exp, Navy will give me new cards but not a CLI within the 91/3 rule. So my second card hit 91/3 so I asked for a CLI and denied due to time with current limit, same as the first one when I apped and got the second card. Figured why not try again. Lighting struck lol
More rewards amex approved. 15k @ 15.99. Highest SL to date and just doubled my available credit in one shot. Apr sucks but I don't carry a balance so no biggie.
Siggy score are as current as I have and my Util @ 4% and DTI is around 14% (I'm sure that helps a lot)
I'm working my way to the worlds worst gardener one app at a time
Congrats! I'm doing okay gardening right now, so yeah you may dethrone me.
It's not the lowest APR on the card, but put it into perpective... the APR is lower than the lowest APR offered on most rewards cards now.
Congrats! That apr isn’t bad especially because NFCU will lower your apr. They lowered mine by 3% this year.