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3rd times the charm

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Shawndoe79
Established Contributor

3rd times the charm

Finally approved for the oh so elusive Lowe’s card.  Approved for 1k, called credit solutions and got it bumped to 6k, asked for 25k.  Will use it to renovated small half bath, pay it off, and in 3 months ask again for 25k.  TU 675 2 inquiries in last year

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 1 of 6
5 REPLIES 5
xaximus
Valued Contributor

Re: 3rd times the charm

Congrats on the approval!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 2 of 6
Shawndoe79
Established Contributor

Re: 3rd times the charm


@xaximus wrote:
Congrats on the approval!

@Anonymous @xaximus

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 3 of 6
Shawndoe79
Established Contributor

Re: 3rd times the charm


@Shawndoe79 wrote:

Finally approved for the oh so elusive Lowe’s card.  Approved for 1k, called credit solutions and got it bumped to 6k, asked for 25k.  Will use it to renovated small half bath, pay it off, and in 3 months ask again for 25k.  TU 675 2 inquiries in last year


UPDATE: Actually pulled Experian at 676, 3 inquiries even though email had transunion info in it.  Experian score just went up 7 points to 683.

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 4 of 6
JoeLuvsHisCredit
Valued Contributor

Re: 3rd times the charm

 

CONGRATUTIONS.gif

 

Message 5 of 6
19eighty5
Senior Contributor

Re: 3rd times the charm

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 6
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