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4 AMEX Approvals in 1 Week

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lukepwnsall
Regular Contributor

4 AMEX Approvals in 1 Week

So As i explained in an earlier post, my girlfriend got approved for the Amex PRG and the Everyday Card, and I was jealous, so I applied for the PRG and the everyday two out of jealousy, in the same day. I got approved instantly for both PRG is NPSL, and the Everyday was $500 limit, I was looking ahead and looking at delta flights and seeing if their miles are worth transfering too once we get the points, and I discovered a 30k Offer, and As a joke I applied thinking Id get denied for to many american Express apps in 30 days. Well the Gold Amex was approved for 1k. at this point I was soo excited, but also confused why the limit was more than the Everyday card, but alas Im not complaining. Then I know alot of time Amex uses 1 HP for two apps in the same day. This time I appd for the SPG because I hear the points are worth alot for that card. Well It told me to call in and talk to someone who told me the app was on hold for fraud prevention and I should call back in 5 days. Well I got impatient and called back in 4 days. The nice gentlemen put me on hold for 2 minutes and approved me for a credit line of 2k!!!! I was extatic. I really thought they would deny me. But im glad I appd as I got one of the last 25k starpoints offers as now they are only doing the 10k offer after 1st purchase. This is all coming from amex always denying me in the past for blue cash, amex green all of which might of happened 4 months ago. and As a side note, I am A college Student, I have a car loan throgh my credit union which is 3 months new, and Total Credit history is 1 Year 4 months. I have a job and never carried a balance, expect on my chase freedom card which is close to its max, but has been on 0% intrest this whole time, and will be paid off before its promo ends.

TU 786 (10/23) EQ 794 (10/23) EX 773 (10/23)
Message 1 of 20
19 REPLIES 19
coldnmn
Mega Contributor

Re: 4 AMEX Approvals in 1 Week

Congrats on your credit journey! It's time to garden and wait for your 61 day CLI. Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 20
Anonymous
Not applicable

Re: 4 AMEX Approvals in 1 Week

Congrats, very nice... You have been busy lately with your approvals

Message 3 of 20
chalupaman
Super Contributor

Re: 4 AMEX Approvals in 1 Week

Not bad. Congratulations.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 4 of 20
Kenny
Moderator Emeritus

Re: 4 AMEX Approvals in 1 Week

I wouldn't app for too many more Amex in a short time period. If so, get ready for a FR. I didn't even know a 500 limit was possible with Amex. Congrats!
Message 5 of 20
lukepwnsall
Regular Contributor

Re: 4 AMEX Approvals in 1 Week

I have no intention of applying for anything else except for NASA card or maybe at the end of the year or early next maybe a 1k personal loan

 

TU 786 (10/23) EQ 794 (10/23) EX 773 (10/23)
Message 6 of 20
chalupaman
Super Contributor

Re: 4 AMEX Approvals in 1 Week


@-Kenny- wrote:
I wouldn't app for too many more Amex in a short time period. If so, get ready for a FR. I didn't even know a 500 limit was possible with Amex. Congrats!

+1. I think it would be good for OP to slow down now so Amex doesn't get scared. I also think it's much safer to have fewer cards with them but be able to consolidate all those limits. That's what I'll be doing next year and having my Delta card's limit moved over to the Everyday card.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 7 of 20
b_diddy
Established Contributor

Re: 4 AMEX Approvals in 1 Week

Congrats!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 8 of 20
lukepwnsall
Regular Contributor

Re: 4 AMEX Approvals in 1 Week

Ya it makes sense, but im keeping my spending simple and on the gold card im spending and then as soon as i spend i make 100-200 payments each day keeping the running balance low

TU 786 (10/23) EQ 794 (10/23) EX 773 (10/23)
Message 9 of 20
Anonymous
Not applicable

Re: 4 AMEX Approvals in 1 Week


@lukepwnsall wrote:

So As i explained in an earlier post, my girlfriend got approved for the Amex PRG and the Everyday Card, and I was jealous, so I applied for the PRG and the everyday two out of jealousy, in the same day. I got approved instantly for both PRG is NPSL, and the Everyday was $500 limit, I was looking ahead and looking at delta flights and seeing if their miles are worth transfering too once we get the points, and I discovered a 30k Offer, and As a joke I applied thinking Id get denied for to many american Express apps in 30 days. Well the Gold Amex was approved for 1k. at this point I was soo excited, but also confused why the limit was more than the Everyday card, but alas Im not complaining. Then I know alot of time Amex uses 1 HP for two apps in the same day. This time I appd for the SPG because I hear the points are worth alot for that card. Well It told me to call in and talk to someone who told me the app was on hold for fraud prevention and I should call back in 5 days. Well I got impatient and called back in 4 days. The nice gentlemen put me on hold for 2 minutes and approved me for a credit line of 2k!!!! I was extatic. I really thought they would deny me. But im glad I appd as I got one of the last 25k starpoints offers as now they are only doing the 10k offer after 1st purchase. This is all coming from amex always denying me in the past for blue cash, amex green all of which might of happened 4 months ago. and As a side note, I am A college Student, I have a car loan throgh my credit union which is 3 months new, and Total Credit history is 1 Year 4 months. I have a job and never carried a balance, expect on my chase freedom card which is close to its max, but has been on 0% intrest this whole time, and will be paid off before its promo ends.


Congrats Smiley Happy .... You should Donate at least One of the 4 AMEX Cards to your boy Smiley Tongue

Message 10 of 20
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