$42,000 in CLI’s - myFICO® Forums - 6602468

myFICO® Forums

Hi All,

Becoming a more frequent poster on here.

Like i've talked about before, I help manage my mom's credit. Since I started helping her I've brought her credit up significantly. She went from a 650 score to 769. Her relatively small credit limits have become higher, and between today and this week, they've gotten even higher.

The other day I got her these new limits.

Macy's Amex: $10,000 --> $16,000

Lowe's: $12,000 --> $25,000

CareCredit: $12,000 --> $20,000

Ashley Furniture: $7,500 --> $15,000

PC Richards: $7,500 --> $15,000

This will really help her. She just put $7,000 on her GM card for a down payment on a new car. She's obviously going to pay that off, but in the meantime her utilization will be perfect. Couldn't have done this without your guys help and all the information I've learned on here.

Message 1 of 13

12 REPLIES 12

Congrats on your Mom's CLIs . . . that's awesome!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

Message 2 of 13

Nice work! Congrats!

US Bank Altitude Go 18.1k | Chase Ink Unlimited 10K | Chase Freedom Unlimited 18.5k | Chase Freedom 11.7k | American Express Gold NPSL | American Express Bonvoy Brilliant 22.5k | American Express Bonvoy Business 20k | American Express Amazon Business Prime 10k | American Express Blue Business Plus 20k | Citi AAdvantage Executive Card 14.1K | Citibusiness AAdvantage 11.9k | Citi Double Cash 15k | Barclays Aviator Red 24.3K

Fico 8s as of 05/01/2022:

Message 3 of 13

Congrats to her and kudos to you for helping. 👍

Navy Federal Cash Rewards Signature Visa: $30,000

Navy Federal Flagship Rewards Signature Visa: $25,000

Navy Federal More Rewards American Express: $25,000

Synchrony Venmo Signature Visa: $30,000

Synchrony Premiere World Mastercard: $18,000

Synchrony Verizon Visa: $15,000

American Express Blue Cash Preferred: $5,000

American Express Blue Cash Everyday: $30,000

American Express Everyday: $10,000

American Express Blue: $5,000

Navy Federal Checking Line of Credit: $15,000

Chase Freedom Unlimited Visa: $23,000

Chase Freedom Visa: $17,000

Chase Slate Visa: $15,000

Citi Custom Cash Mastercard: $15,000

Bank of America Cash Rewards World Mastercard: $35,000

Comenity NFL Extra Points Visa: $10,000

Wells Fargo Rewards Signature Visa: $17,500

Wells Fargo Platinum Visa: $21,500

Wells Fargo Active Cash Visa: $10,000

"If you don't stand for something, you might fall for anything."

Message 4 of 13

Congrats on the nice haul my friend! And the new whip as well!

Message 5 of 13

Congrats on the solid increases to your DM!

Message 6 of 13

Congratulations on DM's CLIs!

Current Cards (in order of approval):

Current FICO 8 | 9 (November 2023):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 7 of 13

WooHoo!! Congratulations on your Approvals!!👏🏼🍾🥂

Message 8 of 13

Congrats on DM's CLI's

Message 9 of 13

Congratulations on your CLIs🎉🎉🎉

Credit Cards

Banks and Credit Unions

FICO8 TU 777 EX 779 EQ 787

Message 10 of 13