Hi Guys. I just joined a week ago and want to thank the community for all the great data points. Forgive me for not knowing the terminology yet but here goes. All apps done yesterday.
EQ 850
EX 850
TU 850
1'st App Discover 35k Personal loan Denied with Preappoval in mail 😠
Email says "Unusual risk seen with other similar personal loan applications"
Paid off 40k personal loan in 9 months with USAA so this was a 😲
PENFED SIgnature
Instant 20k No POI
FNBO Signature
Pre-approval 20k No POI
USAA Rewards Amex
Instant 15k No POI
NAVY Flagship
Instant 25k No POI
Navy CLOC
CLI 5K to 15k No POI
NASA- Pending
SECUFCU--- Pending
Claiming 😃
Total so far 90k
Income 95k
No Derogs
No inquiries 3 years
Prior 10 cards
High Limit USAA 15K
All others 5k to 9k
Total 87k
New total so far $177k
Thanks again. Signature and cards coming when I get back from vacation 😎
*Edit
I have the results from NASA 15K and SECUFCU 10K. I'm disappointed in SECUFCU but I'll chalk it up as a win and apply for a PLOC before heading into the garden.
Congrats on all of your approvals
Congrats on your approvals!
Congratulations on your approvals!!! Very nice starting limits!!
Congratulations on your approvals!
Congrats! just upped my total limit to $84.6 across 6 cards, if I can ask, how did you pay off your 40k in 9 months? I've made double payments at times and would sure lilke to finish out either my auto with NFCU 40K or USAA personal 33k, nice going! total balance across my cards is about $700.
Was USAA an Experian pull? and did you app for USAA or FNBO first? thank you
I paid double payments for 6 months then paid it off because I wanted to be at zero on all my accounts. Congrats on your success.
I apped in the following order after the fail with discover which was a soft pull.
1. Secu
2. Nasa
3. Usaa
4. Fnbo
5. Navy
6. Penfed
Congrats on a fantastic round of approvals! You're flyin pretty nicely, cheers to you!